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Pension Securities Account – 3rd Pillar

Pension Securities Account - 3rd Pillar

With a Pension securities account – 3rd pillar from Credit Suisse, you’ll be able to maintain your current standard of living after retirement. Make more of your private provision. That’s what really matters.

Opportunity for higher long-term returns

Large product selection

Sustainable pension solutions

Pension Securities Account – 3rd Pillar

Now is time for later. Find out more about Saving with securities – 3rd pillar. The positive performance of our third pillar securities solutions speaks for itself.

Pension Securities Account – 3rd Pillar

Selection

We provide a broad spectrum of actively managed and indexed securities solutions. With our CSA Mixta-BVG product range, you have many different investment groups to choose from.

Tax advantages

Deduct the full amount of the annual savings contributions from your taxable income up to the statutory contribution limit. You won't have to pay any wealth, income or withholding taxes during the entire savings phase. 

Self service option

You can choose your investment group with just a few clicks in online and mobile banking. This allows you to manage your Pillar 3a investments yourself and optimize your pension provision.

Sustainable pension provision with attractive potential returns

Sustainable pension provision with attractive potential returns

Our actively managed and indexed securities solutions have a focus on sustainability (with exception of the CSA Mixta-BVG Basic investment group). When assessing the sustainability of an investment, we apply the ESG criteria widely used in the financial sector. In practice, ESG criteria have been shown to be a key indicator of a company's long-term quality. ESG stands for environmental, social, and governance. By choosing the ESG-aligned CSA Mixta-BVG investment groups for your pension provision, you are not only contributing to the well-being of future generations, but you are also able to benefit from higher potential returns.

Select Your Investment Group

CSA Mixta-BVG Basic

CSA Mixta-BVG Basic

(security no. 1486149)

 

30% mortgages
38% bonds
27% real estate
5% money market

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CSA Mixta-BVG Defensiv

CSA Mixta-BVG Defensiv

(security no. 788833)

Sustainable investment approach

25% shares
59% bonds
11% real estate
5% money market

 

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CSA Mixta-BVG

CSA Mixta-BVG

(security no. 287570)

Sustainable investment approach

35% shares
51% bonds
9% real estate
5% money market
 

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CSA Mixta-BVG Maxi

CSA Mixta-BVG Maxi

(security no. 888066)

Sustainable investment approach

45% shares
43% bonds
7% real estate
5% money market

 

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CSA Mixta-BVG Equity 75

CSA Mixta-BVG Equity 75

(in accordance with BVV 2 – equity component exceeded)

(security no. 38261482)

Sustainable investment approach

75% shares
10% bonds
10% real estate
5% money market

 

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CSA Mixta-BVG Index 25

CSA Mixta-BVG Index 25

(security no. 11520271)

Sustainable investment approach

25% shares
70% bonds
5% real estate
 

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CSA Mixta-BVG Index 35

CSA Mixta-BVG Index 35

(security no. 11520273)

Sustainable investment approach

35% shares
60% bonds
5% real estate
 

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CSA Mixta-BVG Index 45

CSA Mixta-BVG Index 45

(security no. 10382676)

Sustainable investment approach

45% shares
50% bonds
5% real estate

 

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CSA Mixta-BVG Index 75

CSA Mixta-BVG Index 75

(in accordance with BVV 2 – equity component exceeded)

(security no. 38261472)

Sustainable investment approach

75% shares
20% bonds
5% real estate
 

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How Pension Securities Accounts Work

We provide a selection of investment groups with different equity allocations. You then select the right product for you based on your specific investment time horizon and risk tolerance.

How Pension Securities Accounts Work

Accurately Assess Risk

Investment decisions always involve risks. These risks need to be understood if you want to properly gauge the uncertainties involved in making an investment.

Three steps to your private pension

Open your new Pension account – 3rd pillar or Pension securities account – 3rd pillar easily and conveniently in Credit Suisse Direct or using the online form.

01

Open the online form

 

Click on "Order now " to open the online form.

02

Enter your information

 

Enter your details and preferences, review your information, select how you want to receive your documents, and then submit the online form.

03

Use the account / safekeeping account

You will receive the relevant documents by email or post, depending on the option you chose. Please sign these contract documents and return your application to us by post. In just a few days, you will receive confirmation of the account opening.

01

Account opening in CS Direct

If you use Credit Suisse Direct, you can complete the account opening directly – with no need for paper or a signature.

02

Enter your information

 

Log in with your user data, open your new pillar 3a account with just a few clicks and then make your own investments in pillar 3a securities solutions.

03

Use the account / safekeeping account

Your pillar 3a account and your pillar 3a securities solutions are visible on your pillar 3a overview page in Online Banking immediately after opening.

Account or Safekeeping Account

The choice is yours. Choose our Pension account – 3rd pillar for maximum security – or our Pension securities account – 3rd pillar for higher return opportunities.

Pension securities account – 3rd pillar

  • Attractive return opportunities
  • Multiple tax benefits
  • No additional commissions besides the all-in-fee
  • Large product selection