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Pension Securities Account – 3rd Pillar

With a Pension securities account – 3rd pillar from Credit Suisse, you’ll be able to maintain your current standard of living after retirement. Take the opportunity to get more out of your private retirement plan.

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Opportunity for higher long-term returns

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Large product selection

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No additional costs beside all-in-fees

Pension Securities Account – 3rd Pillar

Pension Securities Account – 3rd Pillar

Now is time for later.

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Selection

We provide a broad spectrum of actively managed and indexed securities solutions. With our CSA Mixta-BVG product range, you have many different investment groups to choose from.

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Tax advantages

Deduct the full amount of the annual savings contributions from your taxable income up to the statutory contribution limit. You won't have to pay any wealth, income or withholding taxes during the entire savings phase. 

 

 

Select Your Investment Group

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CSA Mixta-BVG Basic

(security no. 1486149)

 

30% mortgages
38% bonds
27% real estate
5% money market

Sign up now
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CSA Mixta-BVG Defensive

(security no. 788833)

 

25% shares
59% bonds
11% real estate
5% money market

 

Sign up now
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CSA Mixta-BVG

(security no. 287570)

 

35% shares
51% bonds
9% real estate
5% money market
 

Sign up now
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CSA Mixta-BVG Maxi

(security no. 888066)

 

45% shares
43% bonds
7% real estate
5% money market

 

Sign up now
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CSA Mixta-BVG Equity 75

(in accordance with BVV 2 – equity component exceeded)

(security no. 38261482)

 

75% shares
10% bonds
10% real estate
5% money market

 

Sign up now
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CSA Mixta-BVG Index 25

(security no. 11520271)

 

25% shares
70% bonds
5% real estate
 

Sign up now
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CSA Mixta-BVG Index 35

(security no. 11520273)

 

35% shares
60% bonds
5% real estate
 

Sign up now
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CSA Mixta-BVG Index 45

(security no. 10382676)

 

45% shares
50% bonds
5% real estate

 

Sign up now
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CSA Mixta-BVG Index 75

(in accordance with BVV 2 – equity component exceeded)

(security no. 38261472)

 

75% shares
20% bonds
5% real estate
 

Sign up now

How Pension Securities Accounts Work

We provide a selection of investment groups with different equity allocations. You then select the right product for you based on your specific investment time horizon and risk tolerance.

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Accurately Assess Risk

Investment decisions always involve risks. These risks need to be understood if you want to properly gauge the uncertainties involved in making an investment.

Three steps to your private pension

Open your new Pension account – 3rd pillar or Pension securities account – 3rd pillar easily and conveniently in Credit Suisse Direct or using the online form.

01

Open the online form

 

Click on "Open now" to open the online form.

02

Enter your information

 

Enter your details and preferences, review your information, select how you want to receive your documents, and then submit the online form.

03

Use the account / safekeeping account

You will receive the relevant documents by email or post, depending on the option you chose. Please sign these contract documents and return your application to us by post. In just a few days, you will receive confirmation of the account opening.

01

Account opening in CS Direct

If you use Credit Suisse Direct, you can complete the account opening directly – with no need for paper or a signature.

02

Enter your information

 

Log in with your user data, make your product selection, and enter your preferences on the next pages. Review your information and submit the application.

03

Use the account / safekeeping account

Once you have submitted the order, you will receive an order confirmation directly by PDF. In just a few days, you will receive confirmation of the account opening.

Account or Safekeeping Account

The choice is yours. Choose our Pension account – 3rd pillar for maximum security – or our Pension securities account – 3rd pillar for higher return opportunities.

Pension securities account – 3rd pillar

  • Attractive return opportunities
  • Multiple tax benefits
  • No extra safekeeping fees or issuing/redemption commissions other than the flat fee
  • Large product selection

1 This is a preferential interest rate compared to the current interest rate for Credit Suisse (Switzerland) AG savings account products. The interest rate is variable.