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The Construction Loan. Build and Finance

You’d like to build a house and need a loan. Our Construction loan gives you financial latitude during the construction phase for paying your ongoing bills. Later, we’ll convert your loan into a mortgage.

Settlement limit for construction bills

Available starting at CHF 100,000

Up to two-year term

(construction phase)


0.25% loan commission per quarter*

Conversion to a mortgage upon completion

* on the highest amount used


With your Construction loan, you’re flexible at all times. We’ll grant you a credit limit, and you simply pay your construction bills from your account.

Download product factsheet (PDF)

Current Interest Rate for the construction loan

Our daily interest rates and the forecasts of our experts should help you in your decision-making.

To the mortgage interest rates

Schedule a Consultation

Your financing in the best hands: Our regionally based financing experts will help you find the right product solution for you.

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Our Experts. Your Benefit

Our experienced and skilled financing experts will put the financing of your dream property on a secure foundation.

More than 200 experts

When it comes to the financing of your property, you can rely on the know-how of more than 200 certified experts at Credit Suisse. Free of charge and with no obligation.

There for you locally

Our financing experts are based regionally throughout Switzerland and are very familiar with the conditions in their region.

Comprehensive advice

In order to make your dreams come true, our financing experts always have all aspects of your property financing in view – if necessary, with the aid of other financial experts.

Here’s how you convert your Construction loan into a mortgage

We can offer you three alternatives to convert your Construction loan into a mortgage (consolidation).

  • Classic consolidation

  • Consolidation with fixed dates

  • Partial consolidation

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Converting, Renovating, Modernizing

Convert or renovate? Both are in vogue. In order for modernization to succeed, three things are particularly important:  Make a list of what you’d like to modernize. Then, find out how much the work will cost. Finally, work out the financing. Architects and builders can assist you with planning. Appraisers will assess the value of your property after renovating.

3 Steps to Your Construction Loan

You need a Construction loan for building or renovating? We can provide you with one quickly and easily.


Get in touch with us

Simply use the contact form on our website, call the mortgage hotline or schedule an appointment at your branch with your relationship manager.


Contact us for a consultation with our financing experts.

Once you've compiled all of the relevant documents (checklist), we’ll come up with a customized financing solution, appraise the property and review your request for its feasibility.


Getting your Construction loan

After you’ve signed the loan contract prepared by us, the Construction loan will be made available to you as a current account credit.

Our Products in Comparison

You’ve found the home or apartment of your dreams. We can offer you financing solutions for the purchase of your own home that are tailored to your needs.

  • Forward fix or Fix mortgage

  • Adjustable-rate mortgage

  • Construction loan

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