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Financial Planning for Students/Trainees

Financial Planning for Students/Trainees

Learning a profession is the best guarantee for a comfortable retirement. However, your financial means are usually still modest at this stage of life. We’ll develop the right plan to let you finance your training or studies.  And we can even help you make a dream come true or start planning your future while you’re still studying or training.

Training and education

  • Plan a business start-up

  • Invest for growth

  • Ensure safety buffer

  • I've inherited assets

  • Optimize tax

  • Purchase a large asset

  • Avoid pension gaps

Plan a Business Start-up

Plan a Business Start-up

Self-employment offers more freedom and opportunity – but more risk, too. It demands careful planning. As a business owner, you’ll need not only a good idea and a business plan, but a financial analysis as well. Contact us today!

Build Wealth

Build Wealth

Wealth – whether accumulated gradually through saving and investing or received suddenly through inheritance – can help you realize your dreams and plans. Your strategy determines whether your wealth will grow, and how fast. We’ll explain the risks and opportunities to you.


Start setting money aside while you’re a student or trainee. When you combine monthly savings with financial assets, small sums can eventually grow into large ones.

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Use our knowledge of the investment market to make the right decisions. You determine how often we’ll meet, how exhaustive our consultations will be and how your portfolio will be monitored.

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Saving for retirement

Do you have questions about saving for retirement when you’re just starting out? We’ll be happy to advise you. Switzerland’s pension system includes government and occupational pensions as well as voluntary private pensions.

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Build Reserves

Build Reserves

Life is punctuated by big events: a trip around the world, marriage, a new home. Preparing for them provides peace of mind. In a personal consultation, we’ll help you figure out how to build financial reserves while you’re a student or trainee.

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Accept Inheritance. Invest Wealth

Accept Inheritance. Invest Wealth

An inheritance can completely change the focus of your financial planning. Yesterday, your thoughts revolved around financing and saving for retirement. Today, you’re focused on investing your inheritance intelligently. However, your investment strategy should take account of your stage in life – whether you need cash now or want to build wealth over the long term. Contact us for a consultation.

Save on Taxes

Many life events have tax implications. That includes starting a degree or training program. If you know the consequences, you can avoid mistakes and potentially reap financial gains while you’re still a student or trainee.

Change of residence

Tax laws vary from one canton to the next. Use our tax calculator to forecast the tax consequences of moving to a new home.

Tax calculator

Saving for retirement

Contributions to third pillar plans can be deducted from your taxable income (up to the statutory maximum amount). We’ll show you ways to lower your taxes.


Financial obligations like mortgages or lombard loans will affect your taxes. We’d be glad to tell you more.

Make Your Dreams Come True

There are so many things worth saving up for. But it’s not easy to do when you’re a student. You can still realize big and small dreams, though – with good financial planning. Start early and set aside a small sum on a regular basis. That way, you can reach your goals.

Start Saving for Retirement

Start Saving for Retirement

It's a fact: The sooner you start saving, the more you'll have when you are older. That means it may be worthwhile thinking about your retirement provision before your career even starts. If you can find a way to save while at college or in training, we'll show you how to put small sums to work for you.

Calculate your wealth accumulation

Your Issues

Our advice – as distinctive as your needs. We look forward to talking to you. Select a topic and arrange a consultation.

Your Issues

3 Steps to Your Financial Consultation

Start your financial plan with us today. We’ll help you make your dreams come true.


Select topic

Educate yourself about the issues that matter for your financial plan. Write down your questions, goals and expectations for the personal consultation.


Arrange an initial consultation

Go to your branch, call us or use our online form. Tell us what financial issues you want advice on.


Start financial consultation

We’ll arrange a one-on-one meeting with you. At this free initial meeting, we’ll analyze your questions and determine the next steps with you.

Other Life Stages

We can advise you at any stage in life – from career starters to established professionals to retirees.

Professional - to the professional life stage


You’re in the prime of life, with plenty of personal and professional accomplishments and a clear vision of your future.

To the retirement life stage


You want to enjoy the fruits of your labor, have all your affairs in order and be free from worries about the future.