How Investment Fund Savings Plans Work
The Investment fund savings plan is a way of investing in investment funds. With it, you can regularly invest a certain amount from your personal account in the Investment fund savings plan.
Investment Fund Savings Plan
Build wealth easily and systematically over time. With attractive return opportunities.
Systematic wealth accumulation
Low risk through diversification
Attractive long-run return opportunities
No charge to buy and sell fund units
Invest regularly
Regularly buying fund units averages out the purchase price. That minimizes the risk of investing at the wrong time.
Find the right product
Which Investment fund savings plan is right for you? It depends on your risk tolerance and return expectations. The return varies depending on the investment fund you choose.
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Choose from two options
Fixed and flexible. Our Investment fund savings plan comes in two different styles. We’ll help you pick the option that suits your needs best.
Our Investment Fund Savings Plan
Initial deposit
The initial deposit is at least CHF 100 (or EUR/USD 125).
Savings contribution
You decide how often and how much to contribute. The minimum amount per period is CHF 100 (or EUR/USD 125).
Availability
Fund units can be redeemed at any time.
Choose Your Savings Scheme
Fixed. The consistent solution
You regularly invest a fixed savings contribution of at least CHF 100 from your Private account in the Investment fund savings plan, as long as the account has the necessary credit balance on the execution date.
Flexible. The individual solution
You decide how much you want to save and when. We open a free account for you that directly invests any credit balance of CHF 100 or more in your Investment fund savings plan.
Opening an Investment fund savings plan for new clients
Call our Customer Service Center at 0848 880 844.
Opening an Investment fund savings plan for existing clients
Get in touch with your Relationship Manager or call our Customer Service Center at 0848 880 844.
You can also open the fixed Investment fund savings plan conveniently and easily in your online banking.
Collective Investing
The Investment fund savings plan is a way of investing in investment funds. Money invested by multiple investors is pooled to form the assets of a fund. These assets are invested in a range of asset classes, such as money market investments, bonds, equities or real estate.
Active fund management
Investment funds are actively managed. In other words, experts make concrete investment decisions within certain constraints (investment strategy).
Low risk
Diversification keeps the risk of loss low. If the fund company declares bankruptcy, investors will be entitled to their assets.
Manifold opportunities
Investment funds let you invest in otherwise inaccessible markets and participate in market movements with even small investments.
Assess Risks
You can earn superior returns with investment funds. But every opportunity carries risk. Educate yourself about the possible risks of investment funds.
Our Savings Solutions Side by Side
If you save, you’re thinking ahead. We’ll give you several easy and convenient ways to prepare for the future. Discover our savings solutions. For adults. For young people. And for children. Choose security with our Savings accounts or pursue attractive returns with our Investment fund savings plans.
Savings account
- Competitive interest rate
- Easy and safe savings vehicle
- No account management fees
- Cash Service card for deposits and cash withdrawals
Investment fund savings plan
- Easy, systematic wealth accumulation
- Long-term return opportunities
- Risk minimized by regular contributions and broad diversification
- Buy or sell fund units at any time free of charge