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Investment Fund Savings Plan

Build wealth easily and systematically over time. With attractive return opportunities.

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Systematic wealth accumulation

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Low risk through diversification

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Attractive long-run return opportunities

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No charge to buy and sell fund units

How Investment Fund Savings Plans Work

How Investment Fund Savings Plans Work

The Investment fund savings plan is a way of investing in investment funds. With it, you can regularly invest a certain amount from your personal account in the Investment fund savings plan.

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Invest regularly

Regularly buying fund units averages out the purchase price. That minimizes the risk of investing at the wrong time.

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Find the right product

Which Investment fund savings plan is right for you? It depends on your risk tolerance and return expectations. The return varies depending on the investment fund you choose.

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Choose from three options

Fixed, flexible and balance. Our Investment fund savings plan comes in three different styles. We’ll help you pick the option that suits your needs best.

Our Investment Fund Savings Plan

Our Investment Fund Savings Plan
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Initial deposit

The initial deposit is at least CHF 100 (or EUR/USD 125).

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Savings contribution

You decide how often and how much to contribute. The minimum amount per period is CHF 100 (or EUR/USD 125).

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Availability

Fund units can be redeemed at any time.

Choose Your Savings Scheme

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Fixed. The consistent solution

You regularly invest a fixed savings contribution of at least CHF 100 from your Private account in the Investment fund savings plan, as long as the account has the necessary credit balance on the execution date.

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Flexible. The individual solution

You decide how much you want to save and when. We open a free account for you that directly invests any credit balance of CHF 100 or more in your Investment fund savings plan.

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Balance. The variable solution

You decide how much money, at minimum, you want your Private account to have on a particular date. If your balance exceeds this minimum threshold by more than CHF 100 on the execution date, we’ll invest the excess directly in your Investment fund savings plan.

3 Steps to an Investment Fund Savings Plan for New Clients

Learn how to sign up for an Investment fund savings plan (fixed, flexible or balance) quickly, easily and conveniently if you’re not yet a Credit Suisse client.

01

Contact us

Open the contact form by clicking “Arrange a personal consultation today.” Enter your name and address and tell us when we can call you. Submit the online form.

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Get a call back

You’ll receive a call from us at your preferred time. We’ll clear up any remaining questions with you – the reference account, savings contribution, desired investment fund, etc. – on the phone and discuss what happens next.

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Use the Investment fund savings plan

We’ll then set up your savings scheme. From that point on, you’ll invest regularly in one or more selected investment funds as you requested.

3 Steps to Investment Fund Savings for Clients

Easily open a fixed version of the Investment fund savings plan from the convenience of your Online Banking account.

01

Open Online Banking

Click the link “Apply in Online Banking” and log into your Online Banking account with your user ID and password.

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Sign up for Investment fund savings plan fixed

Under the product options, select “Investments” and then the Investment fund savings plan. Then click "Apply now."

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Use the Investment fund savings plan fixed

We’ll submit your Investment fund savings plan for you. Fund unit purchases will begin at the next possible date.

01

Contact us

Open the contact form by clicking “Arrange a personal consultation.” Enter your name and address and tell us when we can call you. Submit the online form.

02

Get a call back

You’ll receive a call from us at your preferred time. We’ll clear up any remaining questions with you – the savings contribution, desired investment fund, etc. – on the phone and discuss what happens next.

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Use the Investment fund savings plan

We’ll then set up your savings scheme. From that point on, you’ll invest regularly in one or more selected investment funds as you requested.

Collective Investing

Collective Investing

The Investment fund savings plan is a way of investing in investment funds. Money invested by multiple investors is pooled to form the assets of a fund. These assets are invested in a range of asset classes, such as money market investments, bonds, equities or real estate.

Active fund management

Investment funds are actively managed. In other words, experts make concrete investment decisions within certain constraints (investment strategy).

Low risk

Diversification keeps the risk of loss low. If the fund company declares bankruptcy, investors will be entitled to their assets.

Manifold opportunities

Investment funds let you invest in otherwise inaccessible markets and participate in market movements with even small investments.

Assess Risks

You can earn superior returns with investment funds. But every opportunity carries risk. Educate yourself about the possible risks of investment funds.

Our Savings Solutions Side by Side

If you save, you’re thinking ahead. We’ll give you several easy and convenient ways to prepare for the future. Discover our savings solutions. For adults. For young people. And for children. Choose security with our Savings accounts or pursue attractive returns with our Investment fund savings plans.

Savings account

  • Competitive interest rate
  • Easy and safe savings vehicle
  • No account management fees
  • Cash Service card for deposits and cash withdrawals 

Interest growth savings account

  • Safe savings vehicle with an interest rate that steps up every year
  • Long-term savings opportunity with attractive interest rates
  • No account management fees 

Investment fund savings plan

  • Easy, systematic wealth accumulation
  • Long-term return opportunities
  • Risk minimized by regular contributions and broad diversification
  • Buy or sell fund units at any time free of charge