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Save Today. Relax Tomorrow.

Come to us to plan the perfect pillar 3a private pension for your needs. You’ll have more time for the good things in life after retirement.

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Invest Today. Benefit Tomorrow

Our tip: Set aside a bit more than you technically have to. Later, you’ll have much more than you absolutely need. Supplement your government and occupational pensions with pillar 3a and start reaping the tax benefits today.

Standard of living

In old age, you’ll have plenty of time. With a private pension, you’ll be able to fill this time with things you enjoy.

Tax benefits

Enjoy the advantages of third pillar plans. Invest your money freely – and lower your tax bill.

Home ownership

Ownership provides security in old age. Become an owner. With a pension, you can lay the foundation for your own home.

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Maximum Pillar 3a amounts in 2022

If you earn income that is subject to AHV contributions, you can deduct all pillar 3a contributions up to a certain limit from your taxable income.

Maximum deduction:

6 883 CHF

Em­ployed with 2nd pil­lar

34 416 CHF

Em­ployed without 2nd pil­lar (20% of net in­come from gain­ful em­ploy­ment, up to a max­imum of CHF 34,416)

The Choice Is Yours

You want to pursue a higher return? Or you put security first? We can provide the right retirement solution for whatever you need.

  • Securities – 3rd Pillar

  • Account – 3rd Pillar

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Foundation for Home Ownership

Open and independently optimize your Pillar 3a in online & mobile banking

In Online & Mobile Banking, you can open your Pillar 3a online with just a few clicks and manage your Pillar 3a investments independently to optimize your pension provision. In addition to buying and switching securities solutions, you can set up a pension plan for future automatic investments. Thanks to a Pillar 3a overview page, you also have an overview of your Pillar 3a relationships, the performance of your securities solution and all the information you need about your retirement savings at any time.

Visual guide with screenshots for CSX Pension (PDF)

Try it now in online and mobile banking

Allow Us to Advise You

We’ll sit down with you to find the perfect product for your needs. Discover what your options are.

Allow Us to Advise You

Drawing a Pension Early

You can access your pillar 3a pension benefits as soon as you reach AHV retirement age. Or possibly even sooner, depending on the circumstances.

Save up for Retirement. Learn More