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Private Pension – 3rd Pillar

Private Pension – 3rd Pillar

Come to us to plan the perfect pillar 3a private pension for your needs. You’ll have more time for the good things in life after retirement. Our private pensions offer many ways to maintain your standard of living in your golden years. We'll show you how to start capitalizing on the benefits today. 

Invest Today. Benefit Tomorrow

Our tip: Set aside a bit more than you technically have to. Later, you’ll have much more than you absolutely need. Supplement your government and occupational pensions with pillar 3a and start reaping the tax benefits today.


Standard of living

In old age, you’ll have plenty of time. With a private pension, you’ll be able to fill this time with things you enjoy.


Tax benefits

Enjoy the advantages of third pillar plans. Invest your money freely – and lower your tax bill.


Home ownership

Ownership provides security in old age. Become an owner. With a pension, you can lay the foundation for your own home.

The Choice Is Yours

You want to pursue a higher return? Or you put security first? We can provide the right retirement solution for whatever you need.

  • Securities – 3rd Pillar

  • Account – 3rd Pillar

Allow Us to Advise You

Allow Us to Advise You

We’ll sit down with you to find the perfect product for your needs. Discover what your options are.

Ihre 3. Säule Private Vorsorge

Your Private Pension – 3rd Pillar

Maintain your standard of living in retirement with our private pension.

A lot of things change when you retire. But your standard of living shouldn’t be one of them. Supplement your government and occupational pension with a 3rd third pillar pension account or safekeeping account, and you’ll have a sound financial future to look forward to.

Foundation for Home Ownership

Foundation for Home Ownership

If you own a home, you’ll be more independent in old age. So use your pension plan to pay for a home before you reach retirement. One way is to withdraw the funds you’ve built up in your 3rd pillar pension. We’ll work with you to find the best solution for you.

Indirect Repayment

You regularly invest capital in pillar 3a and then use the accumulated funds to pay off your mortgage when the contract ends.

Third Pillar
Anchor: disbursement


Withdrawing Pension Assets

Withdrawing Pension Assets

You don’t know what tomorrow will bring. Luckily, you don’t have to. Stay flexible with a private pension. You can withdraw your pension benefits early if you emigrate, draw a new disability pension or go into business for yourself, for example. You can also keep your private pension if you want to keep working after reaching retirement age.

Drawing a Pension Early

You can access your pillar 3a pension benefits as soon as you reach AHV retirement age. Or possibly even sooner, depending on the circumstances.

3 Steps to Your Private Pension

Open a new third pillar pension account or safekeeping account online. It’s easy!


Open the form

Open the online form by clicking “Sign up now.” You can decide whether you want to complete the form or open your new third pillar pension account or safekeeping account online with Credit Suisse Direct.


Enter details

Enter your details and preferences on the next several pages. You decide whether to receive the opening documents in the mail or print them out yourself. Submit the online form.


Use the account

You’ll receive all the documents in the mail. Once you’ve signed the documents and returned them to us, you’ll be able to use your new pension account or safekeeping account with Credit Suisse.

Save up for Retirement. Learn More


Your financial planning

Your financial planning

Life changes. With good financial planning, you’ll always be able to make the right decisions for whatever may come your way.

1 This is a preferential interest rate compared to the current interest rate for Credit Suisse (Switzerland) AG savings account products. The interest rate is variable.