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Today, a Dreamer. Tomorrow, an Owner

Today, a Dreamer. Tomorrow, an Owner

With the right financing, your dream of owning your own home can come true faster than you can imagine. Learn how the property of your dreams can become affordable and what needs to be done to make this happen. Take advantage of our experts’ skills in making your property dreams come true.

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Good Reasons for Owning Your Own Home

There are many good reasons for investing in a property. It depends on your current life situation and what your goals, desires and dreams are. That’s why our certified experts will take a close look at your personal situation in order to help you find the optimal solution.

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Requirements for a Mortgage

Requirements for a Mortgage

In order to buy a property, you’ll need to provide equity whose fair market value is equal to at least 20% of the purchase price. In addition, you’ll have to be able to afford the financing. This is normally assured if the costs for financing, maintenance, and upkeep and ancillary costs, plus amortization, do not exceed one-third of your gross income.

4 Steps to Owning Your Own Home

Learn how you can buy a property quickly and easily with a mortgage from Credit Suisse.

Get in touch

Contact us for a consultation

Get a mortgage

Move into your own home

Get in touch

Call us on our mortgage hotline at 0844 100 114 (from Monday to Friday between 8:00 a.m. and 8:00 p.m.*) or schedule an appointment via the form.

Get in touch

Contact us for a consultation

Once you’ve compiled all of the relevant documents (checklist), we’ll review your request for its feasibility, appraise the property and come up with a customized financing solution for you.

Contact us for a consultation

Get a mortgage

After you’ve signed the credit contract that we prepared, we’ll issue a promise of payment. Then you can choose a product.

Get a mortgage

Move into your own home

Once the contract of sale has been authenticated by a notary, we’ll disburse the purchase price to the seller, and you can move in.

Move into your own home

*For security reasons and training purposes, telephone calls may be recorded. Standard connection rates apply (Swisscom). Mobile phone and foreign rates as well as the charges of other providers may vary. 

Our Expertise. Your Benefit

Our mortgage experts will put the financing of your dream property on a secure foundation. With experience and skill.

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More than 200 experts

When it comes to financing your property, you can rely on the know-how of more than 200 certified experts at Credit Suisse. Free of charge and with no obligation.

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There for you locally

Our mortgage experts are based regionally throughout Switzerland and are very familiar with the conditions in their region.

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Comprehensive advice

In order to make your dreams come true, our mortgage experts always have all aspects of your property financing in view – if necessary, with the aid of other financial experts.

Here’s How Your Financing Works

Here’s How Your Financing Works

Using a customized financing model, we pave the way for you to buy your dream property.

You’d like to buy a property. We’ll provide you with the right financing. Learn how you can make your dream of owning your home come true.

The Impact of Interest Rates

The Impact of Interest Rates

Concluding a mortgage has an impact on your financial situation. In this regard, a decisive factor is mortgage interest. Therefore, it’s worthwhile to gain an understanding early about how interest rates change and to structure the mortgage correctly. The right mortgage solution is highly dependent on your needs, as well as risk capacity and risk tolerance.

Learn more

Equity and Affordability

Our video will provide you with additional useful information about the topic of equity and affordability of a mortgage, with short, easy-to-understand explanations. Find out more today!

Equity and Affordability

Our Products at a Glance

   

Fix mortgage

Fix mortgage

With a fix mortgage, you’re protected against rising mortgage interest rates and can calculate your costs in advance.

Forward Fix Mortgage

Forward Fix Mortgage

Lock in today’s attractive interest rate for your mortgage tomorrow – up to three years in advance.

Flex Rollover Mortgage

Flex Rollover Mortgage

Choose the total length of the term and specify the point at which your mortgage interest rate will start being periodically adjusted to conform to the market interest rate.

Adjustable-Rate Mortgage

Adjustable-Rate Mortgage

Decide for yourself on term and repayment, and switch at any time to another mortgage interest model at Credit Suisse.

Construction Loan

Construction Loan

The financing solution for your construction project.