- The offer applies exclusively to new deposits paid into a Savings account Plus opened by April 30, 2024.
- New deposits are transfers of account balances from financial institutions other than Credit Suisse and UBS to the newly opened Savings account Plus at Credit Suisse.
- New deposits in the Savings account Plus earn interest at 1.25% per annum up to a limit of CHF 250,000 until June 30, 2025, and 0.3% per annum on amounts above this limit. Interest is paid from the date of payment into the newly opened Savings account Plus.
- From July 1, 2025, the Savings account Plus will automatically convert into a regular Savings account and the conditions for the regular Savings account will apply.
- The bank reserves the right to change the interest rate at any time, in particular in the event of changes in the money market conditions or any circumvention of the terms and conditions of the offer, and to notify the client of this in an appropriate manner.
- Excepting the terms and conditions of the offer, the conditions for a regular Savings account apply, in particular:
- Withholding tax of 35% on the credit interest; for accounts with annual closing statements, taxable credit interest up to CHF 200 is exempt from withholding tax.
- Availability of CHF 50,000 per calendar year, higher amounts with a notice period of three months; if the withdrawal limit is exceeded without compliance with the notice period, 1% of the amount exceeding the limit will be debited automatically.
- From the 13th withdrawal in a year, an administration fee of CHF 10 will be charged per withdrawal.