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  1. Wave of retirements among baby boomers: What it means for the Swiss pension system

    The wave of baby boomer retirements is gathering momentum. What does that mean for younger generations?

    Many workers dream of taking early retirement. From a labor market perspective, however, exactly the opposite should be made more attractive: working beyond normal retirement age. That is because the wave of baby boomers entering retirement in Switzerland is creating a distinct imbalance in retirement provision, as Credit Suisse's 2020 pension study reveals.

  2. Retirement planning: Planning for retirement early

    Retirement planning for every stage of life.

    Planning pension provision early pays off in old age. Those who give regular consideration to retirement planning and make any necessary adjustments have fewer worries about financial security in old age. Keep this in mind so that you can enjoy your retirement to the full later on.

  3. 2020 retirement provision study by Credit Suisse – early retirement prospects and trends

    Retirement provision study: Who will be able to afford to retire early in the future?

    Half of all retirees today retired early. Will current workers be able to take advantage of this option to the same extent? The new study "Early retirement: The path is becoming more difficult" by the Credit Suisse Research team explores this issue and reveals the true cost of early retirement. 

  4. Leaving Switzerland: The rules that apply to old age and survivors' insurance, pension funds, and tied pension provision

    Leaving Switzerland. What happens to old age and survivors' insurance, pension funds, and tied pension provision.

    If you're moving away from Switzerland, you'll have a lot to think about. A key item on the list will be your retirement provision. Find out the rules that apply to old age and survivors' insurance, pension funds, and the tied pension provision if you're leaving Switzerland – and how to best proceed.

  5. Early retirement: Planning for early retirement

    Early retirement: Can I afford to retire early? 

    Many people nurture the desire to retire early. However, the financial shortfall associated with early retirement needs to be clarified beforehand. Only if you plan ahead and are aware of your likely pension from the AHV and pension fund will you know whether early retirement is possible.  

  6. Bespoke retirement: Switzerland's four retirement models

    Retirement is a milestone in your professional life. That is why it needs to be planned well. Whether you choose to retire early at 58 or defer retirement until 70, and whether you take a partial retirement in stages or retire upon reaching the AHV retirement age: Learn about the pros and cons of the different retirement models and find out more in informative articles. These will help you find out which retirement model is best suited to your personal situation.

  7. Identifying AHV contribution gaps

    AHV Contribution Gaps – Everything You Need to Know

    Anyone with gaps in their contributions to the Federal Old Age and Survivors' Insurance (AHV) will end up receiving a lower pension. So, how do these much-feared contribution gaps actually come about? How do you spot them and what can you do about them?

  8. Purchasing pension benefits: a discussion with financial planner Manuela Meier-Gloor

    Purchasing pension benefits: fill gaps and save taxes

    Voluntarily purchasing pension benefits is ideal for saving taxes. Manuela Meier-Gloor, a financial planner from Zug, explains what you should consider.

  9. Voluntary pension provision buy into pension fund or pillar 3a

    Voluntary pension contributions: Should you pay into the second pillar or Pillar 3a? 

    Those who want to ensure financial security in retirement can take advantage of two voluntary provision options with tax benefits: buying into a pension fund or paying into Pillar 3a. The pros and cons of each option to enable you to make the right decision in your own situation. 

  10. Inheritance and the compulsory portion: An explanation of succession law in Switzerland

    The compulsory portion under Swiss succession law

    The compulsory portion under Swiss succession law ensures that certain heirs cannot be deprived of a share of the estate. This treatise on Swiss succession law explains which heirs are protected with a compulsory portion and what leeway the testator has in his or her own estate planning.