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Credit Suisse TWINT

Thanks to Credit Suisse TWINT, the time-consuming processes of entering credit card data when you pay in online shops or laboriously counting out coins at the checkout are history. With Credit Suisse TWINT, making mobile payments is convenient and secure. And transferring money between friends is easy with Credit Suisse TWINT.

How TWINT Works

Learn about everything our mobile payments solution for Switzerland can do. TWINT is a payment app. It lets you make payments conveniently and securely with your smartphone: to friends or online stores and at cash registers and vending machines throughout Switzerland.

Benefit with Credit Suisse TWINT

With Credit Suisse TWINT, not only can you make cashless payments, but you can also enjoy all sorts of benefits thanks to digital coupons and stamp cards. We will keep you regularly updated here with details of current TWINT offers and new locations where you can pay with Credit Suisse TWINT.

Please note the terms and conditions of use

Learn More about the Features of TWINT

Pay quickly and easily in online shops. Send and request money securely and conveniently. It's no problem with Credit Suisse TWINT. Plus, with Credit Suisse TWINT, integrated coupons and stamp cards give you access to special discounts from a wide variety of partners.

Sending and requesting money

Let's say you want to send a friend money for a movie ticket. It's a quick affair with Credit Suisse TWINT. Simply enter the payee's mobile phone number to send off whatever you still owe. It's just as easy to request money, too.
Paying in online shops

With Credit Suisse TWINT, you can make mobile payments in over 1,000 online shops. Forget the hassle of tediously entering your credit card information. Another benefit? You don't have to send your payment details to the online shop.
Paying at the cash register
Store loyalty cards digitally
Digital coupons/stamp cards

Download Credit Suisse TWINT. Use Mobile Payments.

Credit Suisse TWINT will guide you intuitively through the registration process. It takes just a few steps to perform the one-time setup of Credit Suisse TWINT.

Enter your current mobile phone number.
Enter the activation code sent via text message to the mobile number you provided.
Afterwards, you will be asked to enter a six-digit PIN (your TWINT PIN) and, if desired, activate the Touch ID (fingerprint) feature on your device, if supported.
Now enter your login information for Credit Suisse Online Banking. You are now in Credit Suisse's secure environment.
In this step, you will see the bank accounts that you can store on Credit Suisse TWINT. Select the desired account. That account will be stored for use with all payments and can also send and receive money transfers.
Now choose whether you wish to receive third-party offers and share your location so that Credit Suisse TWINT can notify you of exciting offers and discounts at any time.

After completing this one-time registration, you will be able to open Credit Suisse TWINT quickly and easily using your chosen TWINT PIN or Touch ID.

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Download Credit Suisse TWINT

App Store

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Pay by card today

Here are just a few of the merchants that already accept TWINT:

Physical stores:

Coop
Coop City
Migros
Aperto
Läderach
Interdiscount
Import Parfümerie
Christ

Online shops:

amavita.ch
christ.ch
coop@home
coopvitality.ch
digitec.ch
galaxus.ch
interdiscount.ch
microspot.ch
post.ch
starticket.ch
ticketcorner.ch

Your Benefits

Send and request money securely
Pay online more quickly
Convenient: automatically collect super points while shopping at Coop
Pay without cash at Selecta vending machines
Benefit from attractive TWINT offers

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Everything You Need to Know about Credit Suisse TWINT

Key information can be found in the answers to the most frequently asked questions below. We'll also be happy to answer your questions at our free 24h HELP-Line at 0800 800 488*.

With which smartphones does Credit Suisse TWINT work?
What types of accounts can be used for Credit Suisse TWINT?

It must be an active transaction account for private clients of Credit Suisse (Switzerland) Ltd. that is suitable for making payments and is held in Swiss francs. Examples include Private accounts and Current accounts for private individuals. Examples of accounts that are not permitted include Savings accounts and Rental deposit savings accounts.
What fees will I incur for using Credit Suisse TWINT?

There is no charge for downloading Credit Suisse TWINT and registering to use the service. There are also no transaction fees charged if you use Credit Suisse TWINT to send or request money or to pay at cash registers or in online stores.
Can I also use TWINT to make a payment outside Switzerland?
What functions does Credit Suisse TWINT have?
With Credit Suisse TWINT, you can:

Send money to friends and request money from them.

Pay at cash registers, in online shops and at vending machines with your smartphone.

Enjoy additional benefits thanks to integrated digital customer loyalty cards as well as coupons and stamp cards.
How do I send money to friends using Credit Suisse TWINT?

You can transfer money to your friends using Credit Suisse TWINT for a variety of reasons, such as to pay for your share of dinner at a restaurant. To do that, select the "Send & Request" > "Send Money" function.

Now enter the amount to be transferred and the desired payee. You can select the payee from your phone contacts or enter their name and mobile phone number yourself. You can also write a message and attach a photo, if needed.

Tap the "Send Money" button to activate the transfer.
What are the advantages of using Credit Suisse TWINT to pay in online shops, and what's the payment process?
Using Credit Suisse TWINT to pay for your online purchases has many advantages:

It's quick and transparent: The payment is made without any delay and, if there is an account connection, is reflected immediately in the account balance.

It's convenient: There's no need to tediously enter your credit card information.

It's secure: You don't have to send your payment details to the online shop.

Here's how you can use Credit Suisse TWINT to make payments in online shops:

In the online store, select "TWINT" as the payment type. You will be shown a QR code and a five-digit numerical code.

Open Credit Suisse TWINT and tap on the QR code icon at the bottom right. You may either aim your smartphone camera at the QR code or enter the numerical code.

Confirm the amount by tapping "OK."

If you have stored your customer loyalty cards, such as the Coop Supercard, in your Credit Suisse TWINT account or have activated coupons, they will usually be applied automatically during the payment process.
How secure is Credit Suisse TWINT?

Credit Suisse TWINT uses multiple security features to make the solution as secure as possible. For example, the only way to open Credit Suisse TWINT is with your individual TWINT PIN. To further increase security, we also recommend that you configure a PIN for your smartphone.

Communication between Credit Suisse TWINT on the customer's smartphone and the retailer's terminal takes place via readers known as "beacons," or a terminal on which a QR code is shown. However, the transaction always occurs in a secure environment and not between the terminal and the smartphone. Credit Suisse TWINT does not transmit any sensitive or personal information via the terminal. Security and privacy are guaranteed just as much whenever payment is made using a QR code instead of the beacon at the payment terminal.

If you lose your smartphone or suspect fraud, it is important that you personally report it to our free 24h HELP-Line at 0800 800 488* without delay.
Where will my data be stored?

Your data is stored centrally, on TWINT's server. This server is located in Switzerland and uses the same security measures as a bank for protecting data. In addition, TWINT regularly has external companies examine whether information security is guaranteed.

TWINT does not store any sensitive or personalized data. The data and money are stored in a secure environment (comparable to an online banking system).

In addition, your data will be stored on Swisscom servers, since it operates this service as a technical service provider for Credit Suisse.

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* For security reasons and training purposes, telephone calls may be recorded. Standard connection rates apply (Swisscom). Mobile phone and foreign rates as well as the charges of other providers may vary.

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Credit Suisse TWINT

How TWINT Works

Benefit with Credit Suisse TWINT

Learn More about the Features of TWINT

Sending and requesting money

Paying in online shops

Paying at the cash register

Store loyalty cards digitally

Digital coupons/stamp cards

Download Credit Suisse TWINT. Use Mobile Payments.

Download Credit Suisse TWINT

App Store

Google Play

Pay by card today

Your Benefits

Everything You Need to Know about Credit Suisse TWINT

With which smartphones does Credit Suisse TWINT work?

What types of accounts can be used for Credit Suisse TWINT?

What fees will I incur for using Credit Suisse TWINT?

Can I also use TWINT to make a payment outside Switzerland?

What functions does Credit Suisse TWINT have?

How do I send money to friends using Credit Suisse TWINT?

What are the advantages of using Credit Suisse TWINT to pay in online shops, and what's the payment process?

How secure is Credit Suisse TWINT?

Where will my data be stored?

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