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Interest Rates and Fees

Interest Rates and Fees

Learn about interest rates and account maintenance fees for our accounts and cards as individual products or in banking packages.

Overview of Bank Terms and Conditions

Here you can learn all about the bank terms and conditions for Credit Suisse products and services. Furthermore, you’ll find the most important information about our banking packages.

Overview of Conditions PDF (07/2018)

Account interest rates

Here you’ll find the interest rates for our bank accounts at a glance. We recommend our private and savings accounts as part of a banking package, since this enables you to benefit from a more attractive interest rate.

Interest Rate Flyer (PDF)

Bonviva Banking Packages*

Bonviva Banking Packages offer you the right solution for all of your banking needs in the areas of payment and savings. With each banking package, you’ll receive multiple private accounts and a savings account with a preferential interest rate.

Private account in Bonviva Silver, Gold, and Platinum
0.05%
Up to CHF 100,000. For higher amounts, 0.01% per year.
Savings account in Bonviva Silver
0.15%
Up to CHF 500,000. For higher amounts, 0.01% per year.
Savings account in Bonviva Gold
0.30%
Up to CHF 500,000. For higher amounts, 0.01% per year.
Savings account in Bonviva Platinum
0.50%
Up to CHF 500,000. For higher amounts, 0.01% per year.
Current account in CHF in Bonviva Gold and Platinum
0.01%
Up to CHF 100,000. For higher amounts, 0% per year.

Viva Banking Packages*

With the Viva Banking Packages for young people and students, you’ll benefit from attractive, comprehensive banking services.

Private account in Viva Young and Viva Student
0.50%
Up to CHF 100,000. For higher amounts, 0.01% per year.
Savings account in Viva Young and Viva Student
1%
Up to CHF 25,000. For higher amounts, 0.01% per year.

Viva Kids

Viva Kids is the free banking package from Credit Suisse guiding children under 12 in their first steps towards financial responsibility – from pocket money to their own Maestro card.

Private account in Viva Kids
1%

Up to CHF 1,000, 0.50% up to CHF 100,000.

For higher amounts, 0.01% per year.

Savings account in Viva Kids
5%

Up to CHF 1,000, 1.00% up to CHF 25,000.

For higher amounts, 0.01% per year.

Individual Products

Private account, current account, or savings account – find out about interest rates and account maintenance fees for our individual products.

Private account
0.00%
 
Savings account in Viva Young and Viva Student
0.00%
 
Savings account
0.01%
Up to CHF 250,000. For higher amounts, 0% per year.
Interest growth savings account
0.01–0.05%
Up to CHF 250,000. For higher amounts, 0% per year.
Gift savings account 1.00% Up to CHF 25,000. For higher amounts, 0.01% per year.
Rental deposit savings account
0.00%
 

Retirement Provision

Pension account 3rd pillar
0.20%
Vested benefits account 2nd pillar
0.05%

Non-Discretionary Business

Find out about our fees for investments, like safekeeping accounts and securities transactions. For reasons of clarity, only the most important fees are given here. Your relationship manager will be pleased to supply current fees as well as details of services and fees not listed here.

Dormant assets

Whenever contact between a client and the bank breaks off, the assets deposited with the bank are considered dormant. The fees and costs that would usually be charged by the bank continue to apply in these cases. In addition, the cost for investigations, as well as the special handling and monitoring of dormant assets, are charged to the client to a reasonable extent.

Note: Overdrafts on private and current accounts are possible following consultation with the bank; the current interest rate is 12.5% p.a.
*The accounts listed, including their interest rates, are only available upon conclusion of a Bonviva or Viva Banking Package.

Online & Mobile Banking with our Bonviva Banking Packages

Online & Mobile Banking with our Bonviva Banking Packages.

We always have the right accounts and cards for you

We always have the right accounts and cards for you, regardless of your current life situation.