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Mortgage Interest Rate Trend

Mortgage Interest Rate Trend

The mortgage interest rate is an important cost factor for any property financing. Keep track of trends in interest rates, make proper use of the available mortgage models and in that way optimize the financing of your property.

Why Interest Rates Are so Important for Your House Purchase

Trends in interest rates have an impact on the costs, opportunities and risks of your property financing. Find out why it’s so important to always keep an eye on trends in interest rates.

  • Costs

  • Risks

  • Opportunities

Today's mortgage interest rates

Current interest terms for mortgage models as of

The interest rates listed are indicative values. They apply to first-class, owner-occupied residential properties and borrowers with impeccable creditworthiness. Interest rates are subject to change. Information subject to change.

Fix mortgage

TermCurrent interest rateTermCurrent interest rate
2 years9 years
3 years10 years
4 years11 years
5 years12 years
6 years13 years
7 years14 years
8 years15 years

Product information

Flex rollover mortgage (term of 1-2 years)

TermCurrent interest rate
3 months
6 months
12 months

Product information

Construction loan

Current interest rate: %, + ¼ % credit commission per quarter

Product information

Adjustable-rate mortgage

Current interest rate (for new transactions): %

Product information

If you have any questions or would like mortgage advice without obligation, please do not hesitate to contact our professional financing experts at 0844 100 114.

Mortgage calculator

Anchor: development


Mortgage Interest Development

  Interest rate Forecasts for
3 mth 6 mth 12 mth
Flex rollover mortgage* 1.11% 1.11% 1.11% 1.11%
Fix mortgage (3 years)** 1.04% 1.10% 1.15% 1.25%
Fix mortgage (5 years)** 1.13% 1.25% 1.35% 1.40%
Fix mortgage (10 years)** 1.36% 1.45% 1.55% 1.70%
Fix mortgage (15 years)** 1,77% 1.85% 1.95% 2.10%

The interest rates listed are indicative values and apply to top-quality residential property and borrowers with impeccable creditworthiness.

* Flex rollover mortgage (framework term two years). Interest rate based on three-month CHF LIBOR. Interest rate adjusted every three months.
** Fix mortgages. Fixed term and interest rate for the entire term.


Mortgage interest development in PDF format
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Buying a property means much more than obtaining a mortgage. Our financing experts will help you to take advantage of opportunities and minimize risks.


Ratgeber Hypotheken

Rising interest rates

The term structure for interest rates has begun to change in Switzerland. How rising interest rates could affect homeowners.

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