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Mortgage Interest Rate Trend

Mortgage Interest Rate Trend

The mortgage interest rate is an important cost factor for any property financing. Keep track of trends in interest rates, make proper use of the available mortgage models and in that way optimize the financing of your property.

Why Interest Rates Are so Important for Your House Purchase

Trends in interest rates have an impact on the costs, opportunities and risks of your property financing. Find out why it’s so important to always keep an eye on trends in interest rates.

  • Costs

  • Risks

  • Opportunities

Today's mortgage interest rates

Anchor: development


Mortgage Interest Development

  Interest rate Forecasts for
3 mths 6 mths 12 mths
Flex rollover mortgage* 1.18% 1.18% 1.18% 1.18%
Fix mortgage (3 years)** 1.10% 1.30% 1.30% 1.35%
Fix mortgage (5 years)** 1.10% 1.30% 1.35% 1.55%
Fix mortgage (10 years)** 1.31% 1.50% 1.60% 1.85%
Fix mortgage (15 years)** 1,76% 1.95% 2.05% 2.30%

The interest rates listed are indicative values and apply to top-quality residential property and borrowers with impeccable creditworthiness.

* Flex rollover mortgage (framework term two years). Interest rate based on three-month CHF LIBOR. Interest rate adjusted every three months.
** Fix mortgages. Fixed term and interest rate for the entire term.


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Ratgeber Hypotheken

Rising interest rates

The term structure for interest rates has begun to change in Switzerland. How rising interest rates could affect homeowners.

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