Real estate market in 2020
High real estate prices in urban centers and their metro areas are causing many home buyers to take a close look at rural municipalities. This is illustrated by the 2020 Credit Suisse real estate study.
Mortgage Interest Rate Trend
The mortgage interest rate is an important cost factor for any property financing. Keep track of trends in interest rates, make proper use of the available mortgage models and in that way optimize the financing of your property.
Why Interest Rates Are so Important for Your House Purchase
Trends in interest rates have an impact on the costs, opportunities and risks of your property financing. Find out why it’s so important to always keep an eye on trends in interest rates.
Today's mortgage interest rates
Current interest terms for mortgage models as of
The interest rates listed are indicative values. They apply to first-class, owner-occupied residential properties and borrowers with impeccable creditworthiness. Interest rates are subject to change. Information subject to change.
Fix mortgage
| Term | Current interest rate | Term | Current interest rate |
| 2 years | 9 years | ||
| 3 years | 10 years | ||
| 4 years | 11 years | ||
| 5 years | 12 years | ||
| 6 years | 13 years | ||
| 7 years | 14 years | ||
| 8 years | 15 years |
SARON mortgage (billing period 1 month)*
| Term | Current interest rate |
| 1 year | |
| 2 year | |
| 3 year |
*The daily SARON rate will be compounded retroactively over the billing period to calculate the base rate. The effective interest amount due is not known until the end of the billing period.
SARON rollover mortgage (tranche 1 month)*
| Term | Current interest rate |
| 1 year | |
| 2 year |
*The daily SARON rate will be compounded over the corresponding observation period to calculate the base rate. The effective interest amount due is already known at the start of the tranche.
Construction loan
Current interest rate: %, + ¼ % credit commission per quarter
Adjustable-rate mortgage
Current interest rate (for new transactions): %
If you have any questions or would like mortgage advice without obligation, please do not hesitate to contact our professional financing experts at 0844 100 114.
Anchor: development
Mortgage Interest Development
| Interest rate | Forecasts for | |||
| 21.04.2021 | 3 mth | 6 mth | 12 mth | |
| SARON mortgage (1 month) | 1,05 % | 1,05 % | 1,05 % | 1,05 % |
| Fix mortgage (3 years)* | 1,04 % | 1,10 % | 1,15 % | 1,20 % |
| Fix mortgage (5 years)* | 1,07 % | 1,10 % | 1,15 % | 1,25 % |
| Fix mortgage (10 years)* | 1,41 % | 1,40 % | 1,45 % | 1,50 % |
| Fix mortgage (15 years)* | 1,78 % | 1,80 % | 1,85 % | 1,90 % |
The interest rates listed are indicative values and apply to top-quality residential property and borrowers with impeccable creditworthiness.
* Fix mortgages. Fixed term and interest rate for the entire term.
Mortgage interest development in PDF format
To download or print
