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Financing Home Ownership
There are many aspects to consider when financing your own home. We help you in this process, providing support every step of the way.
When planning to finance home ownership, you should first calculate the necessary equity capital and the maximum you can afford. Detailed information on this topic can be found here:
Whether you are completely certain or still undecided: Our financing experts will be happy to address your requirements and options in a personal consultation. Together, we will find the best mortgage solution and guide you through the steps to owning your dream home.
If you have decided to finance your home with Credit Suisse, we need a few documents from you. You can find out what those are and where you can get them here:
Mortgage Conclusion and Payout
After receipt of all documents, the financing expert contacts you and guides you through the rest of the process. He will be happy to answer any questions and provide information.
Extend, Increase or Replace Your Mortgage
If you already have a mortgage and would like to extend or increase it, we have many options to assist you.
For an extension, we offer flexible solutions with respect to mortgage models or the conclusion date.
If you would like to increase the amount of your mortgage, e.g. for a renovation, we will work together to find the best solution for financing.
If you financed your residential property with a bank other than Credit Suisse and would like to replace this mortgage, we can show you flexible mortgage solutions tailored to your needs.
We Are Happy to Provide Support
Buying your own home becomes easier with expert advice from one of our financing expert. We will assist you with the many questions and aspects to be considered when financing your home.
Many condominium buyers give little thought to the subsequent maintenance and renovation work on the building. This can lead to financial surprises or even conflicts in the community. In order to avoid such situations, the Lucerne University of Applied Sciences and Arts, in conjunction with Credit Suisse and other partners, has developed the "Lucerne Toolbox." These eight booklets discuss tools to implement long-term strategies in the area of condominium maintenance and renovation. For instance, the toolbox includes an optimized renovation procedure, a renovation schedule with cost estimates, input on regulations and management tasks, as well as a communication and conflict management tool.