Buying and financing a home
Buying or selling a home? Refinancing or renovating property? We’ll help you plan your next big move.
Finance Your Own Home
When you buy a home, you generally make a down payment to cover part of the purchase price and take out a mortgage for the rest. It’s important for this long-term financial obligation to be affordable. We’ll work out the ideal financing plan with you.
Renovate or Modernize
Convert or renovate? They’re both hot trends. The secret to a successful modernization consists of three steps. First, list what you want to renovate. Then, find out how much the work will cost. Finally, work out the financing. Architects and construction advisors will help you with the planning. Appraisers will assess the value of your property after renovating.
Repay a Mortgage
These days, there’s much less pressure to pay off debt quickly than there used to be. The reason? Interest rates are currently low. However, they will likely rise in the foreseeable future. That means you should consider how much you’re paying to borrow money and how much you could earn by investing your capital. Ask us for details – we’ll be happy to tell you more.
Sell Real Estate
Selling your house or apartment is a major life event. It often involves a lot of money. You should think carefully about the best way to invest the sales proceeds and possibly pay off any outstanding mortgages, for example. Contact us for a consultation.
Change of Residence
Moving isn’t just a big life change; it has tax implications as well. Tax laws vary from one canton to the next. Your residence for tax purposes is the place where you have made a life for yourself and reside with your family. Talk to us before you change residences. We’ll be happy to advise you.