Switzerland Peace of mind for you and your family

Peace of mind for you and your family

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  1. Pension provision in a registered partnership

    Security for your life partner. What same-sex couples need to know.

    Under a registered partnership, same-sex couples can live together and take responsibility for one another. But what if one partner dies or is no longer able to work due to illness? Read about the benefits from your pension plan in the event of disability or death.

  2. Financial security in the event of disability or death

    Financial security for every family situation

    There's nothing worse than an unexpected event that results in disability or even death. To ensure that finances do not cause additional strain in these difficult times, you should not put off financial arrangements for yourself and your loved ones. 

  3. Security for your spouse: What can your family depend on in an emergency?

    Financial stability when it matters most. Security for your children and spouse.

    How can I protect my children and spouse if anything happens to me? It's an important question that married couples must consider. Learn about the benefits paid by your pension in the event of disability, and how a widower's/widow's pension and survivors' pension guarantee financial stability for your family in the event of your death. 

  4. Pension Provision for Cohabiting Couples

    Providing financial protection for a cohabiting partner: Special rules apply in the case of cohabitation.

    Financial security for disability or death is particularly important in the case of cohabitation because the law does not provide a safety net for your partner. Read here how you can protect your cohabiting partner and what benefits are available to cohabiting partners under the AHV and pension fund

  5. Disability: Disability pension offsets lost earnings

    What are singles entitled to in the event of disability?

    Are you financially secure if you fall ill and can no longer work? It's an important question that singles should ask themselves. When are you entitled to a disability pension if you are unable to work, and who would receive benefits from the AHV and pension fund in the event of your death? 

  6. Interview with Désirée von Michaelis, Head of Wealth Planning at Credit Suisse, about inheritance and retirement provision

    "Women tend to take care of inheritance issues while men are more likely to be in charge of retirement provision."

    Désirée von Michaelis deals with questions about inheritance and retirement provision on a daily basis – topics that are closing in under the influence of COVID-19, although many people would prefer to avoid them. In an interview, she explains why it is advantageous to look into these issues as early as possible.

  7. Advance directive: Download a sample and draw it up by hand

    Use a sample to draw up an advance directive. Set out your own wishes.

    If a person no longer has the capacity to make decisions due to an accident or serious illness, they become dependent on the help of third parties. It is good to have an advance directive, especially during this coronavirus pandemic. Our template will help you to draw up an advance directive by hand.

  8. Making a guardianship provision: thinking ahead for your children

    If both parents of a minor child die, or the parent with sole custody dies, CAPA will choose a guardian. By drafting a guardianship provision, parents can make their wishes known for the worst-case scenario.

  9. Advance directive – the key terms

    Eight Terms Relating to Advance Directives That You Should Know

    Child and adult protection legislation makes it possible for a legally competent person to set out in advance their wishes and instructions in the event that they lose the capacity to make rational decisions due to an accident, serious illness, or infirmity related to old age. Here you will find the key terms relating to advance directives.

  10. Self-Determination Instead of External Determination

    Self-Determination Instead of External Determination: The Advance Directive

    Since 2013, it has been possible for you to make advance arrangements to ensure that your financial and health requests are still fulfilled in the event of an accident or severe illness (such as COVID-19), if you are no longer able to do so yourself.