Listing Page Articles Archive 2016

Articles Archive 2016

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  1. Security for your spouse: What can your family depend on in an emergency?

    Financial stability when it matters most. Security for your children and spouse.

    How can I protect my children and spouse if anything happens to me? It's an important question that married couples must consider. Learn about the benefits paid by your pension in the event of disability, and how a widower's/widow's pension and survivors' pension guarantee financial stability for your family in the event of your death. 

  2. Pension provision in a registered partnership

    Security for your life partner. What same-sex couples need to know.

    Under a registered partnership, same-sex couples can live together and take responsibility for one another. But what if one partner dies or is no longer able to work due to illness? Read about the benefits from your pension plan in the event of disability or death.

  3. Pension Provision for Cohabiting Couples

    Providing financial protection for a cohabiting partner: Special rules apply in the case of cohabitation.

    Financial security for disability or death is particularly important in the case of cohabitation because the law does not provide a safety net for your partner. Read here how you can protect your cohabiting partner and what benefits are available to cohabiting partners under the AHV and pension fund

  4. Disability: Disability pension offsets lost earnings

    What are singles entitled to in the event of disability?

    Are you financially secure if you fall ill and can no longer work? It's an important question that singles should ask themselves. When are you entitled to a disability pension if you are unable to work, and who would receive benefits from the AHV and pension fund in the event of your death? 

  5. Early retirement: Planning for early retirement

    Early retirement: Can I afford to retire early? 

    Many people nurture the desire to retire early. However, the financial shortfall associated with early retirement needs to be clarified beforehand. Only if you plan ahead and are aware of your likely pension from the AHV and pension fund will you know whether early retirement is possible.  

  6. Self-Determination Instead of External Determination

    Self-Determination Instead of External Determination: The Advance Directive

    Since 2013, it has been possible for you to make advance arrangements to ensure that your financial and health requests are still fulfilled in the event of an accident or severe illness (such as COVID-19), if you are no longer able to do so yourself.

  7. Pension or lump sum: An important decision on retirement

    Drawing pension fund benefits as a pension or as a lump sum? That is the question.

    Pension fund assets are often the most significant assets that Swiss people have. Before retirement, people face the important choice of whether to draw their benefits as a pension or as a lump sum. What are the practical implications of a lump-sum withdrawal from the pension fund, and why is an individual solution always best?

  8. Switzerland's 3-pillar model

    Retirement provision in Switzerland. The three-pillar principle explained simply.

    Retirement provision in Switzerland is based on three pillars. Together, they form the solid basis for comprehensive old-age security. The three pillars also offer financial security in the event of death and disability. Watch the video to find out how the three-pillar principle is structured and how it works. 

  9. Retail Outlook 2017: Swiss Retail Sector in Upheaval

    Credit Suisse Study on Prospects for the Swiss Retail Sector

  10. Testament and Disposal of Estate.

    What Must Everyone Consider in Their Estate Planning?

    Estate planning is a matter that is factual and rational, whilst being emotional at the same time. Many factors play a role. It is worthwhile analyzing one’s own situation on a regular basis and being familiar with the legal provisions.