Switzerland Own & Renovate

Own & Renovate

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  1. extending-your-mortgage-everything-you-need-to-know-about-follow-up-financing

    Extending your mortgage. Adjusting the financing of real estate to new needs

    If you extend your mortgage, the focus should be on your needs. Perhaps you would like to simultaneously increase or repay the mortgage? Find out what you should take into consideration when extending your mortgage.

  2. Renovation work helps a home to retain its value

    How homeowners can ensure that their property retains its value

    A property declines in value with every passing year. To prevent this, homeowners need to actively maintain their property. But what should you do? We look at how value retention works and what financing options are available.

  3. Upgrade your heating while protecting the environment and your wallet

    Upgrade your heating system. Protect the environment and your wallet.

    Renovating your heating system pays off in many ways, from lower heating bills to a lower environmental impact of your property. But replacing your heating system costs a great deal of time and money. Read here about the right way to update your heating system, step by step.

  4. Home additions: Options and procedures when adding to your house

    Increase your living space with a home addition. Here are the options. 

    You do not have to move house just because things are starting to feel cramped in your owner-occupied home. An addition creates more space and increases the value of your house in the process. The options range from extending outward to adding a story or converting an attic. 

  5. Setback: distance between a house or a fence and the property line or boundary

    Construction projects on your home and garden: These setback lines apply.

    Anyone planning to build an extension to their house or erect a boundary treatment around their lot must observe the setback lines of houses, fences, and trees in accordance with neighbor law. What you need to be aware of and when it is a good idea to call in a specialist.

  6. Indirect-and-direct-repayment-compared

    Direct or indirect repayment – the right method of repayment for you

    When it comes to repaying the second mortgage on a property, there are two ways of doing so: direct repayment or indirect repayment. Both options have advantages and disadvantages. When thinking about your mortgage repayments, you should take a long-term view and consider your personal circumstances.

  7. Paying off your mortgage – reasons for and against voluntary repayment

    Paying off your mortgage – reasons for and against voluntary repayment

    Compared to their international counterparts, Swiss property owners have large mortgage debts, which they often do not pay off. There are good reasons for this. Nevertheless, it can make sense to repay a first mortgage, even when there is no obligation to do so. Find out when voluntary repayment is beneficial and when it is better for you not to pay off any more of your mortgage.

  8. Renovating made easy: Planning is the be-all and end-all

    Renovating: What you need to consider during planning 

    Planning is key if you want your renovation to be a success. Matters such as the cost of renovating your home and how you will finance this are not the only things to consider. Find out which building elements should be replaced and when, and what you need to consider during planning.

  9. scaffolding-has-been-erected-for-the-renovation-of-the-facade

    Renovating: The most important facts about refurbishing or renovating in a nutshell

    A new kitchen, the renovation and insulation of the exterior walls, or solar panels on the roof: Refurbishing and remodeling come in many forms. Find out why a renovation can be worth it and what you need to bear in mind during the renovation process.

  10. Renovation costs: Tips-for-calculating-the-investment

    Renovation costs: Tips for calculating the investment

    How much does it cost to renovate your house or your apartment? A realistic budget is key to being able to fully enjoy your upgraded home. Learn how to correctly budget the investments for a renovation and where you can save money.