Viva Kids Banking Package Terms and License Notes

Terms and License Notes

Scope

By using the Digipigi apps (iOS: Digipigi Parents, Digipigi Kids / Android: Digipigi Parents, Digipigi Kids) and/or the Digipigi money box, the user (parent or guardian) indicates their acceptance of these terms and conditions of use of Credit Suisse (Switzerland) Ltd. (hereafter "the bank"), both for themselves and their minor children.

In addition to these terms and conditions of use, a user manual (PDF) is also enclosed with the Digipigi money box, which must be followed at all times. The user manual is an integral part of these terms and conditions of use.

Collection, Use, and Access to Data

Data from the Viva Kids private and savings account can be imported into and displayed in the Digipigi money box via the Credit Suisse Direct app. Anyone using the Digipigi Parents app and/or the Digipigi Kids app is therefore able to view the account balance imported from the private or savings account into the app.

The data imported into the Digipigi apps is not updated automatically. Users must initiate an update of the data themselves.

The bank is able to access the data stored in the Digipigi money box and physically open the Digipigi money box if this is requested by a user or the bank believes it to be necessary.

If the Digipigi apps are in offline mode, certain data which is only displayed in the online mode (via the home WiFi) is not available or not displayed in the Digipigi apps.

The children's account numbers (IBANs) are always stored in the Digipigi money box in anonymized form.

Data Security

All data stored in the Digipigi apps, in particular the children's names, profile pictures, dates of birth, savings goals, chores, settings, account balances, cash held in the Digipigi money box, is encrypted. All data stored in the Digipigi money box, in particular the children's names, profile pictures, dates of birth, savings goals, chores, settings, account balances, cash held in the Digipigi money box, is unencrypted, but is not physically accessible without opening the Digipigi money box.

It is the sole responsibility of the user to delete personal data on the Digipigi money box before sending the Digipigi money box to third parties, e.g. for repair or disposal. The bank does not accept any liability in this regard. Data stored in the Digipigi money box is deleted if the Digipigi money box reset button is pressed for at least ten seconds until the Digipigi money box says "CHECK CHECK."

For the initial installation of the Digipigi Parents app by the user (parent) a connection with the Viva Kids private and savings account is an option, but not required. If the user (parent) waives the right to a connection to the Viva Kids private and savings account, it is possible that other users of the in-home Wifi may have access to the following data: Information about the cash amounts available in Digipigi, savings goals, profile picture of the children, name of children, chores, account balance of the children and log file data. It is the sole responsibility of the user (parent), and the bank accepts no liability for creating a connejction to the Viva Kids private and savings account when installing the Digipigi Parents app.

Collection and Storage of Data (Data Tracking)

The bank tracks users' behavior in the Digipigi apps and Digipigi money box together with the related personal information and stores this data on servers in Switzerland for five years. This data is used to provide support services, particularly fault resolution, and is processed by the bank or other Credit Suisse Group companies for marketing purposes, evaluated on an anonymized or personal basis or grouped by particular criteria, and may be used for such things as product offers, prize games, or website content.

License Information

Android Application

The following open source libraries are used in this hardware and are licensed under Apache 2.0:

  • Java Multicast Domain Name Server (JmDNS), Copyright © 2017 Arthur van Hoff & Rick Blair & Kai Kreuzer
  • Okhttp, Copyright © 2014 Square, Inc.
  • Okio, Copyright © 2013 Square, Inc.
  • Flexjson, Copyright © 2007 Charlie Hubbard
  • Simple XML, Copyright © 2010, Niall Gallagher
  • Spring Framework, Copyright © 2015, Pivotal Software
  • Gson, Copyright © 2008, Google Inc.

Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0
Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License.

The following open source libraries are used in this hardware and are licensed under the MIT License:

  • SLF4J, Copyright © 2004-2017 QOS.ch

Permission is hereby granted, free of charge, to any person obtaining a copy of this software and associated documentation files (the "Software"), to deal in the Software without restriction, including without limitation the rights to use, copy, modify, merge, publish, distribute, sublicense, and/or sell copies of the Software, and to permit persons to whom the Software is furnished to do so, subject to the following conditions:
The above copyright notice and this permission notice shall be included in all copies or substantial portions of the Software.
THE SOFTWARE IS PROVIDED "AS IS," WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. IN NO EVENT SHALL THE AUTHORS OR COPYRIGHT HOLDERS BE LIABLE FOR ANY CLAIM, DAMAGES OR OTHER LIABILITY, WHETHER IN AN ACTION OF CONTRACT, TORT OR OTHERWISE, ARISING FROM, OUT OF OR IN CONNECTION WITH THE SOFTWARE OR THE USE OR OTHER DEALINGS IN THE SOFTWARE.

iOS Application

The following open source libraries are used in this hardware and are licensed under the MIT License:

  • AKPickerView, Copyright © 2014 Akio Yasui

Permission is hereby granted, free of charge, to any person obtaining a copy of this software and associated documentation files (the "Software"), to deal in the Software without restriction, including without limitation the rights to use, copy, modify, merge, publish, distribute, sublicense, and/or sell copies of the Software, and to permit persons to whom the Software is furnished to do so, subject to the following conditions:
The above copyright notice and this permission notice shall be included in all copies or substantial portions of the Software.
THE SOFTWARE IS PROVIDED "AS IS," WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. IN NO EVENT SHALL THE AUTHORS OR COPYRIGHT HOLDERS BE LIABLE FOR ANY CLAIM, DAMAGES OR OTHER LIABILITY, WHETHER IN AN ACTION OF CONTRACT, TORT OR OTHERWISE, ARISING FROM, OUT OF OR IN CONNECTION WITH THE SOFTWARE OR THE USE OR OTHER DEALINGS IN THE SOFTWARE.