Viva Kids World Financial Literacy

Financial Literacy

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  1. A pile of coins that signifies that cash is more tangible for children than digital money.

    Is Cash King?

    Back in the day, you could virtually only pay with cash and shop during store opening hours. Cards, cell phones, and online banking now enable 24/7 spending. Should cash even be part of financial education? Daniel Betschart of Pro Juventute answers this question in his column.

  2. The future of payment: a person paying via TWINT with a cell phone held to a card reader.

    Will Cash Become Extinct?

    Cash or card? The preference for a means of payment varies from country to country. In Scandinavia, for instance, payments are made almost exclusively by card – whether at the kiosk or the supermarket. But what is the situation in Switzerland?

  3. Child shopping online with a cell phone

    When Children Buy Online

    The danger of unwanted purchases on the internet is everywhere. Whether in online shops or app stores – thanks to saved logins and the stored credit card, one click is often all it takes to complete a purchase. Parents often only notice the consequences when the credit card bill arrives. Here are some tips for childproof online shopping.

  4. Laughing girl with wallet and her first Viva Kids Maestro card

    The First Maestro Card of Their Own

    A Maestro card has many advantages, such as being able to withdraw cash or conveniently pay at the checkout. But when is actually the right time to teach children how to handle this means of payment? And what should be taken into account? Dr. Christoph Mattes, lecturer for social work at the University of Applied Sciences Northwestern Switzerland, explains in an interview how parents can prepare their children for their first Maestro card.

  5. Mother discussing with boy.

    Why Can't Our Family Afford That?

    Ski vacations, summer camps or a new smartphone are not exactly cheap, and so are not a matter of course for all families. How can parents explain to their children why they cannot afford certain things, or would rather not? Daniel Betschart of Pro Juventute provides an answer.

  6. Father with his daughter

    This Is How Parents Influence Their Children's Financial Decisions

    Friends, the media, and school all influence children's financial behavior. But the strongest influence on their financial decisions is still their parents. The economics education specialist Prof. Carmela Aprea says the same. In this interview, she explains how parents influence their children's financial behavior, and what needs to be taken into account in this regard.

  7. Girl thinking in front of a chalkboard.

    Five Facts about Money with Which You Can Amaze Your Child

    What Swiss coins have in common with 200 blue whales, and why you shouldn't throw away burned notes – you can use these facts to arouse your child's curiosity about money.

  8. Mother looking to the front with her daughter.

    Philosophizing with Children about Money

    What if everyone had as much money as they wanted? Does money make you happy? Can all wishes be fulfilled with money? Children need to find answers to such fundamental questions during their development. Eva Woodtli Wiggenhauser is a primary school teacher and develops teaching material for children. "Philosophizing helps children to bring order to the world," she says, and provides three tips for talking to children.

  9. Girl is drying plates.

    Why Are Chores Useful?

    If children make purchasing decisions themselves, they must accept responsibility for them. However, this needs to be learned. Chores are a good opportunity for children to learn about responsibility. But what should be noted, and should you give rewards for chores? Child and family psychologist Sabine Brunner gives five tips for everyday family life.

  10. Child holds a gift in his hand.

    Cash Gifts: How to Handle Them

    For godparents and grandparents, it is often a challenge to find a suitable birthday or Christmas gift. Many decide to give a cash gift. The question then becomes, should my child be allowed to keep it all? You'll find recommendations from Pro Juventute and youth psychologist Urs Kiener here.