Switzerland Buy & Finance
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Déjà vu on the real estate market: Buying once again more expensive than renting
For the first time in many years, those looking to buy residential property will have to pay more than they would for comparable rental housing. This change in trend on the real estate market is attributable to the recent dramatic increases in mortgage interest rates. This specifically pertains to Fix mortgages. What happens next?
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Interest rates have reversed their course. What lies ahead for the real estate market?
After a period of many years in which negative interest rates were the norm, rising rates have marked a trend reversal and are sowing uncertainty in the real estate market. In this interview, Thomas Rieder, a real estate economist and expert on the Swiss real estate market, explains what mortgage holders should keep in mind.
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Buying property as a foreigner: What you need to know about purchasing a home
Purchasing real estate in Switzerland when you are a foreigner – is that even possible? Yes, depending on your citizenship and residence permit. From purchase authorization to mortgage applications for foreigners – what individuals with foreign nationality need to know about purchasing real estate in this country.
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Purchasing a home and joint mortgages. Everything you need to know about real estate purchases as a married couple.
The topic of purchasing a home is very important for many married couples. What should be considered when taking on a mortgage? What are the differences with respect to cohabitation? We explain what married couples should take into account when buying real estate.
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What is a mortgage? Key facts at a glance.
A mortgage is a loan for the purchase of real estate. The mortgage interest is the price of the mortgage. As a guarantee, the mortgage lender receives a mortgage note on the real estate. In our article, you will find out how to take out a mortgage and what to consider.
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Financing your own home: The most important basic principles.
Looking to buy your own house or apartment? Only a fraction of buyers can afford to fully finance a home of their own themselves. In order to fulfill the dream of owning your own place, however, you can borrow money from a bank – in the form of a mortgage. We explain the most important basic principles on the subject of financing homeownership.
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"Demand for residential property in St. Gallen is likely to remain high."
Interested in buying real estate in St. Gallen? The region is proving increasingly popular with residential property buyers. Ladina Rhyn, Head of the Mortgage and Lending Center for Eastern Switzerland, discusses the appeal of the St. Gallen real estate market.
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Applying for a mortgage. How to combine your first and second mortgages.
If you want to combine the advantages of various financing models, you can divide your mortgage into tranches. However, whether a second mortgage really makes sense depends on your personal situation and your needs.
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Buying building land. How to find the right parcel.
In the right place at the right time. This is essential if you want to buy building land. In our interview, Reiner Graf, a sales advisor with the Swiss general contractor Marty Häuser AG, explains how to find building parcels despite a lack of supply – and how builder-owners should proceed when buying a plot.
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Intense construction activity brings stable real estate prices to Ticino
Sun, nature, and the Italian way of life: Owning a home in Ticino is an attractive prospect for many. In our interview, Alberto Donada, Head of the Ticino Mortgage Center, explains how the Ticino real estate market is progressing and what you should know before buying a house.
