Switzerland Pension provision
Share Buttons
Filter Options
-
Myths and misconceptions about pension provision: An overview
A lot of us tend to put off building up a retirement provision and planning for potential misfortunes – often in the belief that such measures aren't necessary when we're young. This is a myth, however; as is the assumption that marriage provides comprehensive protection – and these are by no means the only misconceptions. This article reveals the eight most common myths and explains why it pays to plan prudently and in good time.
-
Maximum Pillar 3a amount in 2024
Old Age and Survivors' Insurance (AHV) and employee benefits insurance (BVG) only cover 60 to 70 percent of the previous household income after retirement. If you want to maintain your accustomed standard of living even in your old age, you should therefore contribute the maximum Pillar 3a amount every year. But what are the maximum Pillar 3a amounts for 2024?
-
Multiple jobs: What you need to know about your pension fund
These days, many employees work part time for several employers. This means that, despite regular income, they don't earn enough to fall directly under statutory BVG insurance. Nonetheless, they too should provide for their retirement. What solutions are available for this with employee benefits insurance?
-
AHV contribution gaps – everything you need to know
Anyone with gaps in their contributions to the Federal Old Age and Survivors' Insurance (AHV) will end up receiving a lower pension. So, how do these much-feared contribution gaps actually come about? How do you spot them and what can you do about them?
-
Purchasing pension benefits: fill gaps and save taxes
Voluntarily purchasing pension benefits is ideal for saving taxes. Manuela Meier-Gloor, a financial planner from Zug, explains what you should consider.
-
"For every year of early retirement, you need 18 months of your annual salary."
In Switzerland, awareness of the importance of private pension provision is visibly growing. This is an important trend, says Désirée von Michaelis, Head of Wealth Planning at Credit Suisse in an interview. What to take into consideration when planning your retirement – for example, for early retirement. Five tips from Credit Suisse for successful retirement.
-
Voluntary pension contributions: Should you pay into the second pillar or Pillar 3a?
Those who want to ensure financial security in retirement can take advantage of two voluntary provision options with tax benefits: buying into a pension fund or paying into Pillar 3a. The pros and cons of each option to enable you to make the right decision in your own situation.
-
Identifying, avoiding, and closing pension gaps early on
If a pension is not large enough to cover a person's normal expenses, this is known as a pension gap. What are the potential causes of such a gap and what options does the Swiss pension system provide for avoiding or closing them at an early stage?
-
Retirement provision in Switzerland. The essentials at a glance.
What will retirement provision in Switzerland look like in the future? And how can you prevent gaps in your pension provision? Read about the latest developments regarding AHV, pension funds, and the third pillar and how gainfully employed persons can best save for old age.
-
How Big Are the Actual Tax Savings in Your Region Thanks to Pillar 3a?
Paying in to Pillar 3a allows you to reduce your tax bill – but how much can you actually save? The extent to which you can benefit from the third pillar depends largely on where you live, as the amount saved varies from region to region.
