Switzerland Pension provision
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Suggestions for BVG reform: How they will affect our pensions
According to the latest study by Credit Suisse, the pensions of the coming generations will be significantly lower than current pensions if nothing is done. Social partners are in the process of discussing possible reforms. This overview study assesses the reform proposals and calculates the monetary impact of the individual solutions.
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Pensions for future generations are falling sharply
Lower returns and falling conversion rates – the current labor force can expect lower pensions. The latest study from Credit Suisse calculates how great the differences could actually be as well as who will have to face the heaviest losses.
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Credit Suisse pension fund study 2019: Pensions to fall sharply for future generations
Credit Suisse publishes study on employee benefits insurance in Switzerland
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Nine key terms related to pension provision. Explained briefly and concisely in videos.
What the heck is... retirement provision? The pension system in Switzerland is based on three pillars: state, occupational, and private pensions. The key terms related to AHV, BVG, and Pillar 3a explained in nine brief videos.
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Retirement provision in Switzerland. The three-pillar principle explained simply.
Retirement provision in Switzerland is based on three pillars. Together, they form the solid basis for comprehensive old-age security. The three pillars also offer financial security in the event of death and disability. Watch the video to find out how the three-pillar principle is structured and how it works.
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Closing Pension Gaps – almost everyone is affected
How do pension gaps arise, and how can you close them? We put these questions to Gaetano Cardillo, trainer for client advisors at Credit Suisse. His advice: The "pension gap" problem should be tackled at a sufficiently early stage.
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The future of retirement provision
The Swiss retirement provision system will face several challenges in the coming years. Jan Schüpbach explains in the video what new solutions in the area of Pillar 3a savings could work for the majority.
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Handelszeitung: Major Comparison of Pillar 3a Securities
Credit Suisse has been rated as "good" in the Handelszeitung's major comparison of Pillar 3a securities. The CSA Mixta-BVG Basic investment group was one of the products to top the ratings. This is the fourth year in a row that Credit Suisse has come out on top.
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What happens to your AHV (Old Age and Survivors' Insurance), pension fund, and Pillar 3a if you get divorced?
In the event of a divorce, the same principle applies to AHV, pension fund and Pillar 3a assets, namely that entitlements and assets earned during the marriage are divided up. However, this is done differently from pillar to pillar.
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Women: Think about your retirement provision if working part-time work or taking a career break
Part-time work and employment interruptions are key reasons why women invest less in Pillar 3a, according to a new study by Credit Suisse. However, it is particularly important for them to increase their exposure to this pillar in order to compensate for the loss of the AHV and BVG pension due to reduced contributions.
