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  1. Pillar 3a for residential property: advance withdrawal and pledging

    For your own home: Use Pillar 3a for a residential property

    Anyone in Switzerland who is lacking equity capital to purchase their own real estate can use Pillar 3a funds for residential property. Read this article to find out how this is possible and what you need to note for pledging and withdrawing Pillar 3a assets.

  2. Building permit: The building permit process could become more efficient

    The planning application process could be shorter. Other countries lead the way.

    If you are thinking of building a property in Switzerland, you will need to factor in a lot of time. It can take several months from submitting the planning application to obtaining the building permit. Digitalization could accelerate the complex building permit process through greater efficiency.

  3. Withdrawal from pillar 3a for renovations: financing renovations

    Renovating and refurbishing with pension capital. What is permitted?

    Renovating residential property can quickly become expensive. Under certain conditions, money from your own pension provision can provide relief. Find out more about when the withdrawal of capital from pillar 3a for renovations is possible and how you can even use your pension fund assets as part of the promotion of home ownership program.

  4. Floor plans: What a good property floor plan looks like

    Flexible, well connected, bright. Good floor plans.

    Floor plans play a key role in the search for an apartment or house. Analysis tools can distinguish between good and bad floor plans. Find out what factors have an effect on floor plan quality and how to recognize a good floor plan.

  5. Forward mortgage: Taking out a fixed-rate mortgage in advance

    Greater security thanks to a forward mortgage.

    Mortgage interest rates are currently at record lows and many homeowners want to take advantage of this. With a forward mortgage, you can fix the interest rate of a future fixed-rate mortgage right now, even if your current mortgage has not yet reached the end of its term.

  6. Financing your own home: Buyers of single-family dwellings are willing to commute further

    Homeowners accept longer commuting distances

    Today, young households, families, and senior citizens can barely afford to buy a home in the urban centers. To afford a home of their own, they are fanning out to more reasonably priced regions and accepting a longer commute.

  7. Real estate in Basel: It is becoming increasingly difficult to buy a house in the Basel area

    "Basel has done a lot to ensure that it's an attractive place to live"

    It is becoming increasingly difficult to find residential property in the city of Basel and the surrounding metropolitan area. In the interview, Philipp Zeugin, Head of Mortgage Center Northern Switzerland, explains where and how it is still possible to buy a house or apartment in the Basel region.

  8. Building a house with good planning. Seven key points.

    Building a house with good planning. Seven key points.

    Many people dream of building a house from the ground up, and today there are many options, from prefabricated houses to solid concrete single family dwellings. Find out which important points you need to consider when you want to build your own home.

  9. Real estate prices are still rising according to real estate study.

    Real estate prices are on the rise. Despite higher vacancy rates.

    Vacancies have gone up again in residential properties. That was one finding of the 2019 real estate study by Credit Suisse. Despite this, real estate prices are still rising. Here's what's behind this development.

  10. pension-fund-to-buy-a-home-pledging-and-advance-withdrawals

    Using your pension fund to purchase a home: Advance withdrawals and pledging

    In Switzerland, pension fund assets can be used to purchase a home. There are two options: advance withdrawal and pledging. Learn about the differences, and see the best option for your situation.