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Credit Suisse (“CS”) is not acting and will not act as a municipal advisor within the meaning of Section 975 of the Dodd-Frank Wall Street Reform and Consumer Protection Act and the rules and regulations promulgated thereunder (“Municipal Advisor Rule”). Any services, material, or information that CS provides to a municipal entity or obligated person as defined by the Municipal Advisor Rule (“Covered Party”) are provided on an arm’s length basis and not as an advisor or fiduciary to the Covered Party. CS does not intend to make a recommendation or suggestion to any Covered Party concerning municipal derivatives, the issuance of municipal securities, the use of guaranteed investment contracts, or investment strategies for the proceeds of municipal securities or municipal escrow investments. Covered Parties should consult with their own internal and external advisors before taking action with respect to any services, material, or information provided to them by CS. CS will not solicit a Covered Party for direct or indirect compensation  on behalf of an unaffiliated broker, dealer, municipal securities dealer, or municipal advisor for the purpose of obtaining or retaining an engagement for that broker, dealer, municipal securities dealer, or municipal advisor by the Covered Party for or in connection with municipal derivatives, the issuance of municipal securities, the use of guaranteed investment contracts, or investment strategies for the proceeds of municipal securities or municipal escrow investments. CS also will not solicit a Covered Party for direct or indirect compensation on behalf of an unaffiliated investment adviser for the purpose of obtaining or retaining an engagement for that investment adviser by the Covered Party to provide investment advisory services to or on behalf of the Covered Party.

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