Harshvardhan Lunia

Co-Founder and CEO, Lendingkart Technologies Pvt. Ltd.


Harshvardhan Lunia is the co-founder and CEO of Lendingkart Technologies Private Limited. He drives the primary aspect of business in the company: designing innovative credit solutions and delivering them in the simplest and most efficient manner to small and midsize businesses. Mr. Lunia gained around a decade of experience in corporate banking before embarking on an entrepreneurial career.

He started his career with large private sector and multinational banks in their small loan divisions. He has worked with companies including ICICI Bank, Standard Chartered Bank and HDFC Bank. In December 2010, he launched Domestic Finance & Investment Private Limited. Lendingkart was incorporated in April 2014 with a vision to provide financing solutions to those who are creditworthy but would be overlooked by traditional financial institutions.

His vision is to implement Big Data credit scoring with analytics and artificial intelligence. He wants to make Lendingkart synonymous with an online credit provider that has the simplest and most efficient loan delivery system, the easiest access and the most flexible terms.

Mr. Lunia is a Chartered Accountant and completed his Post Graduation from the Indian School of Business, Hyderabad.

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