Sanjay Jain is a Managing Director and Head of Asia Pacific Financials Equity Research with his own direct coverage being Chinese and Indonesian banks. He joined Credit Suisse in 2000 and covered Thai banks out of Bangkok for four-and-a-half years, Singapore banks for seven years, Chinese banks for three years (back now) and Indonesian banks for three years. Prior to joining Credit Suisse, Sanjay covered banks for HSBC Securities in India for three years as well as in Thailand for ten months. Before that, he worked in corporate finance in one of the top-three investment banks in India and as a project appraisal officer at the largest project finance bank in India. Sanjay holds a degree in mechanical engineering and an MBA from Indian Institute of Management, Ahmedabad. He is based in Singapore.