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IBAN

Make your payments more quickly and cost-effectively with IBAN.

IBAN (International Bank Account Number) is an international standard for displaying your account number. IBAN allows account numbers to be validated more simply, quickly, and reliably all over the world. Credit Suisse recommends active use of IBAN in international and national payment transactions.

What Benefits Does IBAN Offer You?

a) Higher quality

  • More cost-efficient
  • Faster credit
  • Input errors recognized immediately thanks to check digit
  • Lower risk of rejection or delay

b) Quicker processing

  • Fewer manual interventions thanks to high level of automation
  • Less filtering
  • Faster throughput times
  • Integrated bank clearing number: only one number required for national payment transactions

Where Can You Find Your IBAN Number?

  • On your itemized statements and account statements
  • In Direct Net - under the Account/Account Details menu item
  • In general, on your payment transaction documents

Structure of an IBAN Account Number

Graphic of IBAN Number Structure (Country code, Check digits, Financial institution, Account number)

Payments in Europe

The IBAN must be quoted for payments within Europe. In addition, a Bank Identifier Code (BIC) is required. The BIC is a unique identifier of the relevant bank.

Payment orders to EU or EEA countries without any indication of IBAN or BIC may be subjected to a charge or rejected by the recipient banks. Since January 1, 2007 Credit Suisse has levied an additional charge for payment orders in EUR without IBAN/ BIC in order to cover all processing and return costs.

Further details on IBAN are available at:

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