1e Pension Provision Solutions Credit Suisse Collective Foundation 1e
The object of the Credit Suisse Collective Foundation 1e is the provision of occupational pensions through the collective investment and management of pension funds. The Collective Foundation was established by Credit Suisse (Switzerland) Ltd. as founder, and is legally independent of the company.
Below you will find information about our investment groups, some of which have been on the market for over 40 years. Our clients have high regard for our CSA/CSA 2 Mixta investment groups, which consistently rank among the best in market analyses. They are known for their broad diversification and professional portfolio management. Our investment foundation's products are regulated by the Oberaufsichtskommission Berufliche Vorsorge (OAK BV – Federal Supervisory Commission for Employee Benefits Insurance).
Actively managed investment groups/classes
Actively managed investment groups feature active management by specialized portfolio managers. The objective is to maximize long-term performance in CHF. The investment groups are broadly diversified. The CSA Low-Risk Strategy CHF investment group invests in bonds. The investment group CSA Mixta-BVG 15 E invests in bonds, equities, real estate and the money market. The CSA 2 Mixta-BVG 25, CSA 2 Mixta-BVG 35, CSA 2 Mixta-BVG 45 and CSA 2 Mixta-BVG 75 investment groups exploit the opportunities in international diversification, investing globally in bonds, equities, real estate, and the money market as well as in Swiss mortgages. Investments in alternative investments supplement the CSA Mixta-BVG 15 Plus and CSA 2 Mixta-BVG 25 Plus investment groups.
Indexed investment groups/classes
Indexed investment groups invest in investment funds that precisely replicate the indices and hence the performance of the respective markets. They are not actively managed, so low expenses are one of their most impressive features, and have a positive impact on their long-term returns. They are broadly diversified worldwide in bonds and equities. A premium or discount is debited from the account holder in the event of purchase or sale. The premium or discount remains in the assets.3
- Low asset management fees and no extra safekeeping fees
- Flexible investment strategy according to your private assets and to meet your needs
- Comprehensive, clearly structured range of products ideal for pension provision
- Monthly reporting (fact sheet) ensures transparency
- Highly liquid investment groups
- Market risk
- Portfolio management risk
- Foreign exchange risk
- Liquidity risk
- Tracking risk
- Alternative investment risk
Regulations and forms
The Credit Suisse Collective Foundation 1e is governed by the applicable provisions of the Swiss Federal Act on Occupational Retirement, Survivors' and Disability Pension Plans (BVG). The general provisions of foundation law apply subsidiarily to this. The Collective Foundation 1e is subject to supervision by the ZBSA, the Central Switzerland BVG and Foundation Supervisory Authority.
|Pension Fund Regulations||EN|
|Regulations on Investments||EN|
|Encouragement of Home Ownership - Application for a Withdrawal||EN|
|Financing of Refurbishment / Conversion Work : Declaration of Intent||EN|
|Encouragement of Home Ownership - Guide to Applying for a Withdrawal of Pension Assets||EN|
|Purchase of Contribution Years - Employer||EN|
Board of Trustees
- Dr. Hermann Walser, Chairman
- Martin Wagner, Vice-Chairman
- Caroline Devaux Kugler
- Bernhard Heusser