From application through to repayment. The right approach, step by step.
Risk class determines credit risk
The allocation of risk class - taking into account collateral - also determines credit risk. A loan with low risk costs less than one with a high risk.
Factors Influencing the Price Charged to Client
Commissions (depending on type of credit)
What Do Borrowing Costs Include?
The bank incurs costs through its credit business. It then passes these costs on to its clients. The following diagram shows which factors influence your borrowing costs (German)
PDF (109KB) .
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