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General Information

Flex Rollover Mortgage

Take Advantage of Interest Rate Fluctuations with a LIBOR** Mortgage.

Your Benefits with a LIBOR** Mortgage

  • When market interest rates drop, you benefit from reduced interest because your mortgage is linked to the short-term money market (LIBOR** rate).
  • A personalized interest cap is possible with agreed maximum interest for loans of
    CHF 500,000 and above.
  • Option to switch from a LIBOR** mortgage to a different Credit Suisse mortgage model whenever a tranche expires.

Your Needs

  • You intend to define the adjustment rhythm yourself so you can react flexibly to changes in interest rates.
  • You want to take advantage of constantly low or falling interest rates, and you can cope with fluctuations and uncertainty.

What You Need to Know About the Flex Rollover Mortgage

Characteristics

  • The interest rate on the LIBOR** mortgage is fixed periodically within a selectable term of 1 to 10 years.
  • The mortgage interest rate is linked to the LIBOR** rate and thus adapted to current market conditions, for a tranche term of 1, 2, 3, 6 or 12 months (maximum).
  • The frequency can be changed at the end of each individually selected tranche term.
  • Possibility to opt for indirect mortgage repayment; direct repayment only at the end of the tranche term.

Suitable in these cases:

  • The Flex rollover mortgage is ideal when interest rates are falling or have stabilized at a low level. It is not suitable when interest rates are rising rapidly.

Example of a Flex Rollover Mortgage

Example of a Flex Rollover Mortgage

Conditions for the Flex Rollover Mortgage

Minimum amount

CHF 100,000

Framework term

1 to 10 years

Term of tranche

1, 2, 3, 6 or 12 months

Interest rate

As per your individual offer

 

Personal Consultation

We're always here for you, and that's on a personal level too. You can reach us on freephone
0800 88 88 74* or via the contact form.

**LIBOR = London Interbank Offered Rate: The interest rate at which banks lend money to each other in the short term.

* Telephone calls can be recorded.

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Contact

Telephone 0800 88 88 74  

(free of charge) *