General Information

Flex Rollover Mortgage

Take Advantage of Interest Rate Fluctuations with a LIBOR** Mortgage.

Your Benefits with a LIBOR** Mortgage

  • When market interest rates drop, you benefit from reduced interest because your mortgage is linked to the short-term money market (LIBOR** rate).
  • A personalized interest cap is possible with agreed maximum interest for loans of
    CHF 500,000 and above.
  • Option to switch from a LIBOR** mortgage to a different Credit Suisse mortgage model whenever a tranche expires.

Your Needs

  • You intend to define the adjustment rhythm yourself so you can react flexibly to changes in interest rates.
  • You want to take advantage of constantly low or falling interest rates, and you can cope with fluctuations and uncertainty.

What You Need to Know About the Flex Rollover Mortgage


  • The interest rate on the LIBOR** mortgage is fixed periodically within a selectable term of 1 to 10 years.
  • The mortgage interest rate is linked to the LIBOR** rate and thus adapted to current market conditions, for a tranche term of 1, 2, 3, 6 or 12 months (maximum).
  • The frequency can be changed at the end of each individually selected tranche term.
  • Possibility to opt for indirect mortgage repayment; direct repayment only at the end of the tranche term.

Suitable in these cases:

  • The Flex rollover mortgage is ideal when interest rates are falling or have stabilized at a low level. It is not suitable when interest rates are rising rapidly.

Example of a Flex Rollover Mortgage

Example of a Flex Rollover Mortgage

Conditions for the Flex Rollover Mortgage

Minimum amount

CHF 100,000

Framework term

1 to 10 years

Term of tranche

1, 2, 3, 6 or 12 months

Interest rate

As per your individual offer


Personal Consultation

We're always here for you, and that's on a personal level too. You can reach us on freephone
0800 88 88 74* or via the contact form.

**LIBOR = London Interbank Offered Rate: The interest rate at which banks lend money to each other in the short term.

* Telephone calls can be recorded.

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