Pension provision

You can easily apply for a Vested benefits account – 2nd pillar using this form.

We will send you the complete documents by post. Once you have signed the necessary documents and returned them to us, you can use your new Vested benefits account – 2nd pillar at Credit Suisse Vested Benefits Foundation.

You are also welcome to contact us by telephone or in person at the nearest branch. Please find the details in "contact us" below.

Once you have applied for vested benefits account – 2nd Pillar, we will send you the account opening documents. After you sign and return them to us, Credit Suisse Vested Benefits Foundation – 2nd Pillar will await receipt of the funds from your current pension foundation. Once the funds are received, your account will be opened.

Please send the designated copy of the account opening documents to your current pension foundation.

With our Vested benefits securities account – 2nd pillar, you benefit from the opportunity for higher returns.

In order to invest the vested benefits capital, you need a vested benefits securities account. You can request one using this link.

If you want to sell existing investment groups or change investment groups, just give us a call at +41 (0)848 880 840.

You are also welcome to contact us by telephone. Please find the details in "contact us" below.

The simplest option is to send us a letter and a corresponding confirmation of the new pension fund, including transfer instructions to:

Credit Suisse Vested Benefits Foundation – 2nd Pillar
P.O. Box 4700
8401 Winthertur
Switzerland

If you wish to withdraw the vested benefits capital for any other reason, please call us to request an application for the withdrawal of vested benefits capital. We will be happy to send you the application. Please note that the attachments listed for the disbursement reasons absolutely must be included. Our employees are here to assist you +41 (0)848 880 844.

You can easily and quickly open a Pillar account 3a directly in Online Banking. We can also send you the application by post if you prefer. Just give us a call +41 (0)848 880 844.

Don't have Online Banking yet? Sign up here.

Please complete this form and send it to your pension foundation. Please also attach a copy of the account opening confirmation from your new Pillar 3a account.

Please don't forget to sign the form.

With our Pillar 3a securities account, you benefit from the opportunity for higher returns.

In order to invest the pension capital, you will need a Pillar 3a securities account. You can request one using this link.

I would like to benefit from higher potential returns in the long term, sell existing investment groups, or switch to another asset class. (Just click on the following link.)

Don't have Online Banking yet? Sign up here.

You can withdraw pension capital only in certain circumstances: 

• at the earliest, five years before you reach normal AHV retirement age;
• for equity in owner-occupied residential property;
• if you become self-employed;
• if you leave Switzerland permanently;
• to purchase benefits in your pension fund;
• if you are in receipt of a full disability pension from the Federal Disability Insurance (IV) scheme.

Please call us so we can help you with the correct withdrawal application: +41 (0)848 880 844

Please send us a written order together with the confirmation from the tax administration to the following address:

Credit Suisse Privilegia Pillar 3 pension foundation
P.O. Box 100
8070 Zurich

We can transfer the excess amount to the new tax year, or deposit the amount in the account of your choice. In the second case, please send us the confirmation letter by the tax authority along with your payment instructions.

Please note that the tax certificates for Pillar 3a accounts are prepared and sent throughout the month of January. It may not arrive until early February.

If you have an Online Banking contract, it is possible that your tax certificate was sent electronically. To check whether this is the case, look at your e-documents received in Online Banking under the following link.

If you still do not see anything, we will be happy to help. Just give us a call +41 (0)848 880 844. 

Don't have Online Banking yet? Sign up here.

The Federal Social Insurance Office decides the maximum Pillar 3a amounts each year. The following applies for 2023:

• Employed persons with a pension fund can pay in up to CHF 7’056.
• Employed persons without a pension fund can pay in 20% of their net earned income, up to a maximum of CHF 35’280.