Interest and Fees

Here you will find all the information you need on interest and fees for our accounts and cards as individual products or in banking packages.

Bonviva Banking Packages1

  as % per annum Interest limit
Private account in Bonviva Silver, Gold and Platinum 0,05 Up to CHF 100 000. For higher amounts, 0,01% per year.
Savings account in Bonviva Silver
0,15 Up to CHF 500 000. For higher amounts, 0,01% per year.
Savings account in Bonviva Gold 0,30 Up to CHF 500 000. For higher amounts, 0,01% per year.
Savings account in Bonviva Platinum 0,50 Up to CHF 500 000. For higher amounts, 0,01% per year.
Current account in CHF in Bonviva Gold and Platinum 0,01 Up to CHF 100 000. For higher amounts, 0% per year.

Viva Banking Packages1

  as % per annum Interest limit
Private account in Viva Young and Viva Student 0,50 Up to CHF 100 000. For higher amounts, 0,01% per year.
Savings account in Viva Young 1,00 Up to CHF 25 000. For higher amounts, 0,01% per year.
Savings account in Viva Student 1,00 Up to CHF 25 000. For higher amounts, 0,01% per year.

Individual Products

  as % per annum Interest limit
Payments  
Private account 0,01 Up to CHF 100 000. For higher amounts, 0% per year.
Current account in CHF 0,01 Up to CHF 100 000. For higher amounts, 0% per year
Saving  
Savings account 0,01 Up to CHF 250 000. For higher amounts, 0% per year.
Interest growth savings account  0,01–0,05 Up to CHF 250 000. For higher amounts, 0% per year.
Gift savings account 1,00 Up to CHF 25 000. For higher amounts, 0,01% per year.

Dormant Assets

Whenever contact between a client and the bank breaks off, the assets deposited with the bank are considered dormant. The fees and costs that would usually be charged by the bank continue to apply in these cases. In addition, the cost for investigations, as well as the special handling and monitoring of dormant assets, are charged to the client to a reasonable extent.

Investment Transaction Fees

Here you find all conditions for investment transactions, presented in a clear and easy-to-understand manner.

Interest Rates for Medium-Term Notes

Click here for all information about medium-term notes.