Viva Kids World The Mystery of Digital Money
Level of knowledge: master
Invisible Money
Jan's bank has sent him his first Maestro card. The Viva Kids want to use it to finally buy the remaining materials for their tree house. At the home improvement store, they realize that the card does not work. But why not?
Level of knowledge: professional
Money Is Still Money
No matter whether you pay with coins and bills or digital money, you spend money whenever you buy something. So you have less money, even if you cannot see and touch digital money. It makes sense to keep digital money at the bank to save, though. It is safe there and you earn interest.
Level of knowledge: expert
Warning, Be Careful, Look Out!
You can quickly lose sight of how much money you spend with online shopping. So you should always be very careful and consider all your income and expenses.
Invisible, But Not Free
We cannot see digital money, but we also buy things that are invisible. Even though we cannot touch them, they still cost money and we have to pay for them. For instance, the music we buy online or a movie that we download. Sometimes games for your cell phone also cost money. Can you think of more examples?
What Digital Money Experts Know
1. Although digital money is invisible, you still have to earn it.
2. It is in an account at a bank. You can withdraw it from an ATM and convert it to cash.
3. Or you use digital money to pay – for example, with the Viva Kids Debit Mastercard, your cell phone, or a transfer.
4. You need a personal identification number (PIN) to make sure that payments using digital money are secure.
5. You can also use digital money to shop online. However, you need to keep a close eye on your income and expenses.
Also Exciting
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The Secret of Saving
Laura is the leader of the Viva Kids gang. At her grandma's house, she finds a small and mysterious red book with numbers inside. But what is it? The Viva Kids gang search for the secret. -
Everything Comes at a Price
The Viva Kids still need 80 francs for their tree house. It's great that they can help Mr. Cash clear out the old garage and sell a few things at the flea market. They can earn a bit of extra cash that way. But then, things do not go according to plan ... -
About Coins and Notes
No one needs Laura's stickers. So nobody wants to swap with her. What was it like back when people only used bartering? Is that why they invented money?
Sophie
Sophie is a happy, ten-year old girl who can whistle really loud through her teeth. But Sophie only does that sometimes. Instead, she prefers to follow the rules and knows exactly when something goes too far.
Once a week, Sophie takes care of her foster horse, Stella. She loves animals more than anything.
When she is lying in the field with her horse watching the butterflies, she often wonders what happiness means to her. Does money make you happy? Or what if the entire world were free?
Tip
There are two accounts in your Viva Kids Banking Package. One is there for saving. This account is called a savings account and gives you more interest. The other one is called a private account. This is where your pocket money or pay for chores goes. This is also where money gets taken out if you use your Viva Kids Debit Mastercard to withdraw money at an ATM or pay for something at a shop.
Account Statement, Please!
There are annual account statements for your Viva Kids account. An account statement gives you an overview of your account. On it, you can see exactly how much digital money you have and how much you have spent and earned. Have a look at your account statement. It will also show you how much interest you have received.
