General Information

Private Account

The Private account forms the basis for managing your finances. Use it for direct salary deposits and daily banking transactions.

Regular receipts and expenses

A Private account is an ideal transaction account for all private individuals. Tip: Bonviva and Viva Private accounts also offer preferential terms and conditions.


Pay bills quickly and easily. For regularly occurring payments, we offer standing order and direct debit options.


With Online Banking you enjoy round-the-clock access to your Private account. Or manage your account on the road with the Mobile Banking App.


With the Maestro card from Credit Suisse you can pay for goods and services in Switzerland and abroad cash-free and withdraw money from any ATM with the Maestro logo. Country options let you restrict the use of your Maestro card to certain countries or regions.1

Enjoy better interest rates

With a Bonviva Banking Package, in addition to a Private account, you'll also get a Savings account, a Maestro card and credit cards with preferential terms and conditions. Your advantages at a glance:

  • Premium interest on your Salary and Savings account
  • Free cash withdrawals at all ATMs in Switzerland with the Maestro card
  • Payment transaction fees included (except third-party fees)
  • Online & Mobile Banking
  • Exclusive offers from the Bonviva Rewards Shop

1 By default, the cards can be used in Switzerland as well as northern, western, and southern Europe.

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