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General Information

Bonviva Silver

Enjoy the Following Benefits

  • Transparent fixed price: includes payment transaction fees1 and free
    cash withdrawals in Switzerland
  • Comprehensive banking package: two private accounts, savings account,
    Maestro card, two Bonviva credit cards2, online and mobile banking
  • Preferential interest rate on the salary and savings account
  • Attractive offers in the Bonviva Rewards Shop 
  • 5,000 Bonviva points as a welcome gift


1 Third-party fees excluded.
2 Credit Cards, issued by Swisscard AECS GmbH

Bonviva in numbers

  • Price per month for single package: in the first year: CHF 7.50, subsequent years: CHF 15;
  • Price per month including partner option: in the first year: CHF 10, subsequent years: CHF 20. With the partner option, you benefit together with your partner from all the package components.
  • The discount in the first year applies to new packages and upgrades.
  • The package charges are debited on a quarterly basis.
  • A full year’s fee is charged if a client cancels the banking package within the first year. This rule does not apply to subsequent years.
  • Additional checks are required before credit cards1 can be issued.
  • Bonviva Silver is available to persons age 18 and older who are resident in Switzerland.


1 Credit Cards, issued by Swisscard AECS GmbH

Private Account

Savings Account

Currency

CHF

CHF

Interest rate p.a.

0.05%

0.15%

Interest rate limit

CHF 100,000 (thereafter the standard interest rate applies)

CHF 500,000 (thereafter the standard interest rate applies)

Third-party charges

Passed on to the client

Passed on to the client

Third-party charges

Included2

Savings account not suitable for payment transactions. Where payments are made via the savings account, the current terms and conditions apply.

Maestro card

  • Included (annual fee)
  • Free CHF cash withdrawals at all Swiss ATMs

Not possible

Online & mobile banking

Included

Included

Covers charges for transactions via Online Banking, direct debit, multiple payment orders, payment order forms/standing orders, payment orders by letter, telephone, or fax, credits, checks. For any charges or third-party charges not mentioned, the terms and conditions as per the current price lists of CREDIT SUISSE (Switzerland) Ltd. apply. Credit Suisse assumes normal usage of up to a maximum of CHF 10,000 per year and reserves the right to calculate any charges in excess of that amount in accordance with the terms and conditions of the current price lists.

General Information:
For detailed services, benefits and conditions, please consult the relevant brochures, product fact sheets and terms of insurance.

Status 01.1.2014. Changes may be made at any time.

Credit Cards

  • Bonviva American Express® Card and Bonviva Visa Classic
    or Bonviva World MasterCard Standard
  • Transport accident insurance when paying with credit cards

Bonviva credit cards

pic-silver-card-165x90

Every time you pay with your Bonviva credit card1, you earn valuable Bonviva points, which you can redeem for attractive rewards.

Bonviva Visa Classic/
Bonviva World MasterCard Standard

Bonviva American Express® Card

Annual fee

Principal card

For each additional card

Included

CHF 60

Included

CHF 60

Replacement card

For example, if card is lost or defective

CHF 25

CHF 25

Cash withdrawals with PIN code

ATMs in Switzerland

ATMs/counters abroad

3.75 %, min. CHF 5
 

3.75 %, min. CHF 10

3.75 %, min. CHF 5
 

3.75 %, min. CHF 10

Interest rate for installment facility / interest on arrears

12 % per year

12 % per year

Handling fee

For foreign currency transactions

2.00 %

2.00 %

1 Credit Cards, issued by Swisscard AECS GmbH
 

Bonviva Insurance and Travel Services

Transport accident insurance1 is linked to use of the credit card and provides coverage only when the total amount is paid by credit card. This benefit applies to additional cardholders as well.

Bonviva Visa Classic/
Bonviva World MasterCard Standard

Bonviva American
Express® Card

Transport accident insurance2

Disability/death

Search, rescue, recovery and repatriation costs

CHF 300,000

CHF 60,000

CHF 500,000

CHF 60,000

Bonviva Rewards Shop

Bonviva Visa Classic/
Bonviva World MasterCard Standard

Bonviva American Express® Card

Bonviva points on card spending3

CHF 1 = 0.6 points 
(convertible to 0.3 SWISS 
Miles & More reward
miles)

CHF 1 = 1 point
(convertible to 0.5 SWISS Miles & More reward miles)

2 The exact terms (including insured sums and liability exclusions) are shown in the complete Terms and Conditions of Insurance, which can be viewed at www.swisscard.ch or requested from Swisscard AECS AG. The full version will take precedence in the event of contradictions.
3 Except for fees, interest, back-charges, outstanding payments, cash withdrawals and spending on the lottery, betting or casinos.

General Information:
For detailed services, benefits and conditions, please consult the relevant brochures, product fact sheets and terms of insurance.

Status 01.1.2014. Changes may be made at any time.

 

Bonviva Rewards Shop

  • Pay with your card, collect points and use them to get attractive rewards in the Bonviva Rewards Shop
  • Exchange Bonviva points for SWISS Miles & More bonus miles
  • Get tickets to concerts and sports events at preferential conditions
  • Bonviva Magazine

Bonviva Rewards Shop

Use your Bonviva credit cards1 to pay for your purchases, and earn Bonviva points for every Swiss franc you spend. Redeem your points for attractive rewards in the Bonviva Rewards Shop.

Bonviva Credit Card

 

Credit card spending

 

Bonviva
points2

Conversion to
SWISS
Miles & More
Bonus Miles

Bonviva World MasterCard 
Standard
Bonviva Visa Classic

CHF 1

0.6 points

0.3 bonus miles
Bonviva American
Express® Card

CHF 1

 

1 point

0.5 bonus miles

 


1 Credit Cards, issued by Swisscard AECS GmbH
2 Bonviva points per Swiss franc spent. Except for fees, interest, back-charges, outstanding payments, cash withdrawals and spending on the lottery, betting or casinos.

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