Navigation

General Information

Credit Cards

  • Bonviva American Express® Gold Card and Bonviva Visa Gold or Bonviva World MasterCard Gold
  • The partner option includes an additional set of cards
  • The following security and travel services are included when you pay with a Bonviva Gold credit card:

        - Luggage insurance
        - Return protection cover

Bonviva credit cards

pic-gold-card-165x90

Every time you pay with your Bonviva credit card1, you earn valuable Bonviva points, which you can exchange for attractive rewards.

Bonviva American Express ® Gold Card

Bonviva Visa Gold/
Bonviva World MasterCard Gold

Annual fee

Principal card

For each additional card

Included

CHF 120.-

Included

CHF 120.-

Replacement card

For example, if card is lost or defective

Free of charge

Free of charge

Cash withdrawals with PIN code

ATMs in Switzerland


ATMs/counters abroad

3.75%, min. 5 CHF

 

3.75%, min. 10 CHF

3.75%, min. 5 CHF

 

3.75%, min. 10 CHF

Interest rate for installment facility / interest on arrears

12 % per year

12 % per year

Handling fee

For foreign currency transactions

2%

2%

1 Credit Cards, issued by Swisscard AECS GmbH
 

Bonviva Insurance and Travel Services

The following insurance benefits3 are linked to use of the credit card and provide coverage only when the total amount is paid by credit card.

Bonviva American
Express ® Gold Card

Bonviva Visa Gold/
Bonviva World MasterCard Gold

Transport accident
insurance2,3

Disability/death

Search, rescue, recovery and repatriation costs

CHF 700,000

CHF 60,000

CHF 500,000

CHF 60,000

Travel services2,3

Luggage insurance
 

CHF 4,000; co-insurance CHF 200

CHF 4,000; co-insurance CHF 200

Insurance services2,3

Return protection insurance

CHF 1,000 per case (max. CHF 8,000 p.a.)

CHF 1,000 per case (max. CHF 8,000 p.a.)

Whether you use your credit card or not, you also benefit from "Global & Gold Assist" (organization and referral of assistance, cash advances, health insurance for travel abroad, vehicle assistance while abroad, and home assistance).

Bonviva Rewards Shop

Bonviva American Express ® Gold Card

Bonviva Visa Gold/
Bonviva World MasterCard Gold

Bonviva points on card spending4

CHF 1 = 1.5 points (convertible to 0.75 SWISS Miles & More reward miles)

CHF 1 = 1 point
(convertible to 0.5 SWISS Miles & More reward miles)

2 Additional services offered with Bonviva credit cards (also for additional cardholders).
3 You can find the exact conditions (including the sums insured and the exclusions of liability) in the General Terms and Conditions of Insurance, excerpts of which you have received/ will receive for your information, and which can also be viewed in full at www.swisscard.ch or requested from Swisscard AECS AG. The full version will take precedence in the event of contradictions.
4 Except for fees, interest, back-charges, outstanding payments, cash withdrawals and spending on the lottery, betting or casinos.


General Information:
For detailed services, benefits and conditions, please consult the relevant brochures, product fact sheets and terms of insurance.


Status 01.1.2014. Changes may be made at any time.

Secondary Content

Advice and Contact

Telephone 0848 880 844