Guide Articles

Articles

Filter Options

Displaying 1- 10 of 72 Articles
Filter:
  1. Early retirement with partial retirement solutions from the pension fund

    Partial Retirement at 62: What Are the Important Things to Note?

    Partial retirement is possible, depending on the pension fund. It's important to choose the right time to draw your pension, plan each sub-stage, and consider the consequences under pension and tax laws. 

  2. Key Information and Tips on Financial Planning

    Key Information and Tips on Financial Planning

    Our guide gives you a whole host of tips, information, as well as answers to key questions on all aspects of financial planning.

  3. Comparison of marriage and cohabitation

    What are the differences between marriage and cohabitation?

    Claims to pensions and an inheritance from spouses are governed by comprehensive legal regulations. Yet, there is no legal foundation for people living together without a marriage certificate. Cohabiting couples can reach agreement on many things, but not everything, so that they have nearly the same status as married couples.

  4. The Four Questions about Early Retirement

    As this video shows, early retirement may result in a pension gap which can be closed in various ways; first and foremost with pillar 3a. But first we must be clear about four questions.

  5. 3. Säule Wertschriftenlösung

    Saving with Pillar 3a: Making Payments Annually Is Sufficient

    This article is only available in German.

  6. Passing your company on to your child while protecting capital

    How Can I Pass My Company on to My Child While Protecting Capital?

    If you want to pass your company on to a child while protecting capital, you should not risk the company value, pose a disadvantage to your other children under inheritance laws, or endanger your retirement provisions. Therefore, merely giving the company away is not a suitable option.

  7. Divorce and AHV, BVG and 3rd pillar

    What Happens with AHV, BVG and 3rd Pillar in the Event of Divorce?

    In the event of a divorce, the same principle applies to AHV, BVG and 3rd pillar: Entitlements and assets earned during the marriage are divided up. However, this is done differently from pillar to pillar.

  8. Use of pension fund assets for renovation.

    Is It Wise to Renovate the Bathroom with Pension Fund Assets?

    The use of pension fund capital for the promotion of home ownership, for example renovation, is only possible to a certain extent and gives rise to a pension gap which should be addressed.

  9. Gaetano Cardillo

    Closing Pension Gaps – What Needs to Be Considered?

    How do pension gaps arise, and how do you close them? We put these questions to Gaetano Cardillo, relationship manager at Credit Suisse in Rapperswil. His advice: The "pension gap" problem should be tackled at a sufficiently early stage. 

  10. Pillar 3a legacy and beneficiaries in the event of death pursuant to the law of succession and devolution of an estate

    What Happens to the Third-Pillar Funds When the Possessor Dies?

    The inheritance of your third-pillar funds is largely governed by the law of succession and the order of beneficiaries. The beneficiary in the event of death would be a spouse, partner, descendant, parent, or sibling.