General Information

Flex Rollover Mortgage

When you would like to react flexibly to changes in interest rates and benefit from falling interest rates: With a LIBOR* mortgage, you benefit from interest rate fluctuations.

A Flex Rollover Mortgage Is Suited to the Following Situations

  • You would like to benefit from short-term interest rate reductions
  • You would like to have the option of changing to a different Credit Suisse mortgage models at a later time
  • You would like to have the option of regularly adjusting your interest rates

Features of the Flex Rollover Mortgage

With the Flex rollover mortgage, interest rates are always revised in tranches of 1, 2, 3, 6, or 12 months.


Minimum amount:

CHF 100,000

Framework term:

1 to 3 years

Tranche term:

1, 2, 3, 6, and 12 months

Interest rate:

As per your individual offer (current mortgage interest rates here)

Example of Interest Rate Development

Flex Rollover Mortgage

Additional Information

  • The interest rate of the Flex rollover mortgage is linked to the short-term money market (LIBOR* rate). In this way, you can benefit from interest rate reductions
  • You can choose direct or indirect repayment. More information is available here: Mortgage Repayment
  • In individual cases, additional separate hedging at an agreed maximum rate is possible
  • The Flex rollover mortgage is not suitable in the event of rapidly increasing interest rates or if you want to avoid fluctuations and uncertainty

* LIBOR = London Interbank Offered Rate: The interest rate at which banks lend money to each other in the short term.

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