Mortgage Tools Mortgage Calculator
Can I afford my dream house? How much can I spend on my dream property? The Mortgage Calculator provides a quick answer.
Maximum burden on your gross income
Anyone who purchases real estate generally needs a mortgage. This poses a long-term financial obligation. The affordability of this obligation is crucial for many years of satisfaction with your decision to purchase.
Real estate financing is affordable if the financial burden is no more than 33% of your monthly/annual gross income.
The Mortgage Calculator does not use the currently low mortgage interest rates for its calculations. It uses an imputed interest rate of 5%. This represents the current long-term average of Swiss mortgage interest rates. This reassures you that the mortgage calculated will still be affordable, even if interest rates rise in the future.