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Gift Savings Account

Gift Savings Account

With a savings account gift, you can give a child a financial jump start for a carefree start in life – as a safety cushion or a contribution toward a trip. You can even combine the Gift savings account with a Gift investment fund savings plan in order to enhance the earnings on the Gift savings account.

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Preferential interest rate

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No account management fees

investments

Easy wealth accumulation

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Personal gift certificate

Our Gift Savings Account

Our Gift Savings Account
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Account

After the recipient reaches 18 years of age, the Gift savings account is automatically converted into a regular Savings account on January 1 of the following year. From then on, the terms and conditions for the Savings account apply.

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Availability

CHF 50,000 p.a. There is also a three-month notice period.

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Card

Free Cash Service card for depositing cash at all Credit Suisse ATMs.

Your Personal Gift Certificate

Your Personal Gift Certificate

With our Gift savings account, you’ll receive a personal certificate that you can present to the recipient on their 18th birthday. The recipient, after showing the gift certificate, can then withdraw the balance of the Gift savings account and use it as they see fit.

3 Steps to Your Gift Savings Account

Open the Gift savings account easily and conveniently with our online form.

01

Complete form

Open the online “Open an account today” form and select the Gift savings account. Enter your name and address and tell us when we can call you. Submit the online form.

02

Get a call back

You’ll receive a call from us at your preferred time. We’ll clear up any remaining questions with you on the phone and discuss what happens next. We’ll then open the Gift savings account for you.

03

Use account

You’ll receive your account opening confirmation in the mail. Once you’ve signed the documents and returned them to us, you’ll be able to use your new account with Credit Suisse.

Give a Child a Future

Give a Child a Future

Give a child a financial leg up in life. With a savings account gift, you’ll give them the tools to get a carefree start on their future.

For Special Occasions

For Special Occasions

Give a child a gift that truly keeps on giving. For a birthday, Christmas or graduation. On the recipient’s 18th birthday, you’ll receive a personal certificate. After presenting the certificate, the recipient can then withdraw the balance of the Gift savings account and use it as they see fit.

Financial Jump Start

Financial Jump Start

Help a young person acquire the tools to tackle adulthood. With a savings account gift, you can help pay for a training program, college degree, driver’s license or car. Benefit from no account management fees. And with our free Cash Service card, you can deposit money whenever you want.

Combine with Gift Investment Fund Savings Plan

Combine with Gift Investment Fund Savings Plan

Enhance the earnings on your Gift savings account.
Combine the Gift savings account with a Gift investment fund savings plan. Take the opportunity to earn more than the preferential interest rate paid on the Gift savings account. With our Gift investment fund savings plan, you’ll harness the power of securities-based saving and build wealth simply and easily in favorable markets.

To the Gift investment fund savings plan

Gift Savings Solutions Side by Side

The choice is yours. Pick a Gift savings account with a preferential interest rate or the Gift investment fund savings plan with attractive long-term return opportunities. Or combine the two to enhance the earnings on the Gift savings account.

Gift savings account

  • Preferential interest rate until the recipient’s 18th birthday
  • No account management fees
  • Easy wealth accumulation
  • Personal gift certificate

 

Gift investment fund savings plan

  • Systematic wealth accumulation with securities
  • Attractive return opportunities
  • Low risk
  • Tailor the periodic investments to your needs
  • Buy or sell fund units at any time free of charge