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Start Saving Early. Enjoy Later

Start Saving Early. Enjoy Later

The sooner you take care of your retirement, the calmer you can be about the future. We'll analyze your financial plan together. Start saving today. Set yourself up to retire exactly when, how and where you want.

Gain Financial Freedom

Gain Financial Freedom

Get an early start on your retirement planning. And create the future you have always dreamed of.

Everyone has different plans for life during retirement. Traveling for weeks on end. Making dreams come true. Enjoying freedom. Whatever you do, you have to start retirement planning early. It’s never too late to begin. Use our pension advice. We’ll help you find the right solution.

Building Wealth

Building Wealth

A nest egg provides security during retirement. We’ll help you make the right financial decisions. Decisions that steadily increase your net worth. Start preparing today so you can enjoy retirement life without financial worries.

Making Use of Tax Breaks

Making Use of Tax Breaks

Our private pension plan will give you multiple tax breaks. First, contributions to pillar 3a are fully tax-deductible up to the statutory contribution limit. You’ll save for as long as you pay contributions. And when you draw your pension, the capital will be taxed at a reduced rate separately from the rest of your income.

Your Life Changes

You can’t plan your life out completely. But there are many things you can prepare for. We’ll work with you to find the pension strategy that suits your needs the best.

Saving at Any Age

Saving at Any Age

The sooner you start your retirement planning, the sooner you’ll be able to enjoy life after work.

There’s a right way to save at every stage of your life. We’ll help you maintain your standard of living. Get informed pension advice from our experts and rely on our proven, customized plans. We'll work with you to find the best solution for your age and personal circumstances.

Pension or Lump Sum

Monthly pension, single lump-sum payment or a combination of both. We’ll tell you what factors to consider in making your decision.

Pension or Lump Sum

The Four Retirement Models

You want to ease into retirement gradually? Or retire early at 58? Or keep working until you turn 70? The choice is yours. Second-pillar plans offer different ways to leave the labor force. We’ll be happy to provide pension advice.

Optimize Your Retirement Provision

Optimize Your Retirement Provision

It pays to make voluntary retirement contributions. For one thing, it opens up countless options when you retire. It also lowers your tax bill in several ways. Ask us for pension advice. We’ll analyze your financial situation and help you use every available tool to save up for retirement.

Estate Planning

You want to plan for possible legal incapacity and decide how your estate is distributed after you pass away. It’s best to make these preparations early on. With an advance directive, a will, a marriage or inheritance contract. The sooner the better. We’ll advise you.

Estate Planning

Select Your Pension Product

Vested benefits – 2nd pillar

Your pension fund assets will be well protected in our Vested benefits account – 2nd pillar or Vested benefits safekeeping account – 2nd pillar if you take a sabbatical or leave the workforce entirely.

Private pension – 3rd pillar

A private pension opens up countless options when you retire.

The Path to the Solution

Many big events in life come with financial challenges. We’ll help you tackle them. Take the first step today and schedule a personal consultation.

Consultation

Arrange a personal consultation

Preparation

Ask the right questions

Personal consultation

Analyze your financial situation with us

Planning and execution

Optimize whatever you can

Consultation

Arrange a personal consultation

Visit our nearest branch, call us or use our online form. You can also open 2nd and 3rd pillar products online.

Consultation

Preparation

Ask the right questions

Different aspects of private financial planning will require you to ask different questions. But the most important one is this: What goals do you want to achieve? 

Preparation

Personal consultation

Analyze your financial situation with us

Using state-of-the-art financial tools, we can analyze your personal situation directly and show you custom solutions while guiding the decision-making process. 

Personal consultation

Planning and execution

Optimize whatever you can

Our advisors have highly qualified experts at their side to offer you the very best solutions. As a result, you’ll get comprehensive future planning that identifies every opportunity to optimize your finances.

Planning and execution

The Ideal Retirement Plan. Learn More

  

Your private pension

Your private pension

Come to us to develop the private pension plan that suits your needs. We’ll show you all the opportunities that pillar 3a has to offer.

Your financial planning

Your financial planning

Life changes. With good financial planning, you’ll always be able to make the right decisions for whatever may come.