Guide Pension Fund
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Retirement provision for single moms: Four tips so that you can lead a self-determined life in retirement
Women with children are aware of the importance of saving for their retirement. This is shown by a recent Credit Suisse study. But less than half of single women with children pay regularly into Pillar 3a – probably due in part to being on a tight budget – with correspondingly negative consequences for their retirement provision. We provide four tips on how you can provide for more financial independence in your old age.
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How to understand your pension fund statement
The pension fund statement – also called the pension certificate – contains specific information about your second pillar that concerns not only your retirement age. However, you need to be familiar with some jargon and background information in order to understand your pension certificate properly. We explain them in an example, point by point.
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Where Can I Find Information about the Status of My Three Pillars?
It is not very easy for people who recently started living and working in Switzerland to keep an overview of their pension status. The AHV and pension fund statement provides important information about the status of your three pillars.
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Transfer of Pension Fund Assets following a Job Change: How it Works
When changing employers, employees must transfer their BVG capital to the new pension fund pursuant to the Federal Act on Vesting in Pension Plans. This payment forms the basis for the calculation of future payments to which the employee is entitled.
