Home ownership guide
The Credit Suisse home ownership guide: Find out more about topics related to your home and read all the articles on real estate in Switzerland here.
Home ownership guide 1 x 1 of Home Ownership
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Everything about the imputed rental value and its possible abolition
Those who live in their own homes must pay tax on what is known as the imputed rental value as part of their income. However, owners can, for example, deduct mortgage interest from their income. For several years now, there has been a debate on the abolition of the imputed rental value. Why does imputed rental value exist and what would be the consequences of its abolition?
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Resolving neighborhood disputes. The right way to deal with conflict.
Regardless of whether the people next-door are throwing a loud party or causing other nuisances, conflicts between neighbors cannot always be avoided despite what the neighbor law provisions say. Yet, if you proceed with the goal of resolving the conflict and know your rights and obligations, it's possible to reach an acceptable compromise in nearly every neighborhood dispute.
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Correct real estate taxation – how to make tax savings
Anyone who owns a property must pay tax on it. If you plan in advance, you can benefit from various tax deductions on an owner-occupied home. Find out what taxes are levied on real estate and how you as a homeowner can make tax savings.
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How real estate is valued
Knowledge of how real estate is valued is indispensable, especially if you are buying or selling a property. Numerous questions may arise, such as: What is the market value? Read on to learn how residential properties are valued and when it makes sense to have your home reappraised.
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Protect your house. How to ensure you're well covered.
When you buy or build your dream home, you want to protect it. There are a number of options when it comes to insuring your home. Find out what types of home insurance are mandatory and what other insurance coverage could make sense for your home.
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The sale of a house results in real estate gains tax
Real estate gains tax is a special tax, which is levied based on the profitable sale of real estate or a plot of land from private property. The amount of tax actually owed on the sale of the house depends largely on the cantonal tax law as well as the duration of ownership.
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Making a success of real estate marketing – step by step
The marketing for your home should target potential buyers and ultimately lead to a successful sale. Advertising your home effectively and organizing a professional viewing are the pillars of presenting your property successfully. Read on for a step-by-step guide with tips and tricks.
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How to sell a house using the bidding process.
Anyone planning to sell their house is aware of the dilemma: On the one hand, if you set the price low, the property will sell quickly. However, you may worry that you accepted a price below its value. On the other hand, if the advertised price is high, you might find that no one is interested. The bidding process may provide a solution.
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Flexible, well connected, bright. Good floor plans.
Floor plans with lots of thought behind them can greatly improve the quality of an apartment and therefore play a crucial role in the search for housing. Analysis tools can distinguish between good and bad floor plans. Find out what factors have an effect on floor plan quality and how to recognize a good floor plan.
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Submitting a planning application: Procedure and details of the construction process
The building permit process – from submitting the planning application to obtaining the building permit – can take several months to over a year. Although the process differs from one canton to the next, it can be roughly broken down into five steps. Find out how the process works, what obstacles could be lurking around the corner, and what developments in the construction process are likely to emerge in the future.
