The choice is finally yours. Go for it.

You want to finally be independent and make your own decisions – about your life and how you spend your money. We support you with practical tips on dealing with money and with a free account including cards, free cash withdrawals, attractive interest rates, and cinema discounts.*

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^* Credit Cards issued by Swisscard AECS GmbH.

Tips, tricks, and links.

Being independent promises a lot of freedom. But it also means assuming responsibility. Here are a few suggestions in order to have some money left over at the end of the month.

Ideas for saving
Make a monthly budget.

Consistently monitor expenses and income. With online and mobile banking, this is very easy.

With online and mobile banking, set up standing orders to your savings account as well as for your recurring payments.

Build up a nest egg for emergencies.

Don't buy everything new – sometimes secondhand works just as well.

Bring your lunch from home.

Try to sell what you no longer need.

Borrow rather than buy: there are plenty of sharing platforms on the internet.

And if you want to supplement your allowance or income, look for a part-time job.
Money tips – not rules
Don't gamble.

And don't borrow money. Don't incur debts.

Be careful making online purchases: check the seller as well as the delivery fees and customs charges.

Accept how much you have and remain realistic, or earn some extra money.

Before you buy something, calculate whether you can really afford it.
Financial planning advice

Your account – you decide

A Viva Banking Package provides you with all the important banking services for free, so your finances are always under control. And the Viva Movie Days ensure that fun is not forgotten.

Attractive interest rates
Movies for less
Free cash withdrawals
Extra cards for free
Mobile payments
Online and mobile banking
SwatchPAY!

Interested? Open a Viva account today.*

Complete the form and we'll be happy to call you back.

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The Viva Banking Package for young people and students

All important banking services relating to payments and savings in a single package. Free of charge. That's Viva. So you can keep track of your money whenever and wherever you choose as you become financially independent.

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