Switzerland Mortgages

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  1. Swiss real estate market in 2021: Demand for residential property higher than ever

    COVID-19 has not slowed demand for residential property. Quite the opposite, in fact: People’s desire to own their own home reached a new high in the course of last year. But preferences are changing as a result of the coronavirus crisis and the increasing importance of working from home. The impact on the Swiss real estate market is explained in the 2021 Credit Suisse real estate study.

  2. Renovation work helps a home to retain its value

    How homeowners can ensure that their property retains its value

    A property declines in value with every passing year. To prevent this, homeowners need to actively maintain their property. But what should you do? We look at how value retention works and what financing options are available.

  3. Where to buy a home. Here's how to find the right location for your property.

    Where should your owner-occupied home be situated? Here's how to find the right location for your property. 

    When choosing your future residential property, it's essential to not only think about the property itself, but also its location. Properties in attractive residential locations come at a price, which makes it even more important to be completely clear about your own needs and preferences. 

  4. Buying building land: Finding building parcels and purchasing a plot

    Buying building land. How to find the right parcel. 

    In the right place at the right time. This is essential if you want to buy building land. In our interview, Reiner Graf, a sales advisor with the Swiss general contractor Marty Häuser AG, explains how to find building parcels despite a lack of supply – and how builder-owners should proceed when buying a plot. 

  5. Upgrade your heating while protecting the environment and your wallet

    Upgrade your heating system. Protect the environment and your wallet.

    Renovating your heating system pays off in many ways, from lower heating bills to a lower environmental impact of your property. But replacing your heating system costs a great deal of time and money. Read here about the right way to update your heating system, step by step.

  6. Living in a multi-generational house: A trend for all ages

    Living in a multi-generational house: An alternative for young and old alike. 

    All for one and one for all. In multi-generational homes, everyone from kids to seniors can be housemates. But what exactly is multi-generational living? What are its pros and cons? 

  7. Ticino real estate market: Strong demand for real estate in Ticino

    Intense construction activity brings stable real estate prices to Ticino

    Sun, nature, and the Italian way of life: Owning a home in Ticino is an attractive prospect for many. In our interview, Alberto Donada, Head of the Ticino Mortgage Center, explains how the Ticino real estate market is progressing and what you should know before buying a house.

  8. Home additions: Options and procedures when adding to your house

    Increase your living space with a home addition. Here are the options. 

    You do not have to move house just because things are starting to feel cramped in your owner-occupied home. An addition creates more space and increases the value of your house in the process. The options range from extending outward to adding a story or converting an attic. 

  9. Purchasing residential property. Despite high real estate prices.

    Fulfill your dream of owning your own home. Despite high real estate prices.

    People really want to own their own home. But high real estate prices often make this impossible. Why is residential property becoming more and more expensive? And how can you still fulfill the dream of owning your own home? Thomas Rieder, Real Estate Economist at Credit Suisse and an expert on the Swiss real estate market, explains.

  10. Setback: distance between a house or a fence and the property line or boundary

    Construction projects on your home and garden: These setback lines apply.

    Anyone planning to build an extension to their house or erect a boundary treatment around their lot must observe the setback lines of houses, fences, and trees in accordance with neighbor law. What you need to be aware of and when it is a good idea to call in a specialist.