Switzerland 1 x 1 of Home Ownership
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Energy-efficient construction. These are your options.
Energy-efficient construction or energy-efficient renovations protect the environment and save money in the long term. We will show you the options that solar power, heat pumps, and pellet heating offer, and how building insulation improves energy efficiency.
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Building density instead of urban sprawl: The new framework for spatial planning.
The implementation period for the revised Spatial Planning Act in the cantons comes to a close at the start of May. The act is intended to halt urban sprawl and promote building density. This will have consequences for future land-use designation in Switzerland.
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The planning application process could be shorter. Other countries lead the way.
If you are thinking of building a property in Switzerland, you will need to factor in a lot of time. It can take several months from submitting the planning application to obtaining the building permit. Digitalization could accelerate the complex building permit process through greater efficiency.
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Flexible, well connected, bright. Good floor plans.
Floor plans play a key role in the search for an apartment or house. Analysis tools can distinguish between good and bad floor plans. Find out what factors have an effect on floor plan quality and how to recognize a good floor plan.
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Homeowners accept longer commuting distances
Today, young households, families, and senior citizens can barely afford to buy a home in the urban centers. To afford a home of their own, they are fanning out to more reasonably priced regions and accepting a longer commute.
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Real estate prices are on the rise. Despite higher vacancy rates.
Vacancies have gone up again in residential properties. That was one finding of the 2019 real estate study by Credit Suisse. Despite this, real estate prices are still rising. Here's what's behind this development.
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Protect your house. How to ensure you're well covered.
When you buy or build your dream home, you want to protect it. There are various ways of insuring a house. Find out which types of home insurance are required and what other types of insurance might be sensible.
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Paying property taxes right: How you can save on taxes
Every owner has to pay taxes on their property. If you plan ahead, there are various tax deductions for owner-occupied homes. Find out what taxes are placed on properties and how you as a home owner can save money on taxes.
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Debt not increasing as fast as before
Switzerland has one of the world's highest debt ratios for private households, and the figure is continuously increasing. Find out why high mortgage debt is problematic for a country, and where the trend is likely to go in the next few years.
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How Women and Men Differ When Buying a Home
Nearly three-quarters of all people buying a property are couples with or without children. But who decides which house is purchased? Are there any gender-specific differences? Credit Suisse conducted a survey of real estate agents and financing specialists.
