Switzerland Swiss Pension
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Why It's a Good Idea to Invest Five Minutes Every Four Years in Your Old Age and Survivors' Insurance
Federal Old Age and Survivors' Insurance (AHV) is a somewhat neglected topic compared to the second and third pillars: Although it accompanies us throughout our lives, some insured people have unnecessary contribution gaps through insufficient knowledge. The result is that their pensions are appreciably lower. In most cases, spending five minutes on the subject every four years would be sufficient to avoid this.
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What happens to your AHV (Old Age and Survivors' Insurance), pension fund, and Pillar 3a if you get divorced?
In the event of a divorce, the same principle applies to AHV, pension fund and Pillar 3a assets, namely that entitlements and assets earned during the marriage are divided up. However, this is done differently from pillar to pillar.
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How Big Are the Actual Tax Savings in Your Region Thanks to Pillar 3a?
The amount you can save in taxes with a tied pension provision varies from region to region. In their new study on private retirement provision, Credit Suisse's economists detail the regional differences of the various tax burdens.
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Where Can I Find Information about the Status of My Three Pillars?
It is not very easy for people who recently started living and working in Switzerland to keep an overview of their pension status. The AHV and pension fund statement provides important information about the status of your three pillars.