As a software manufacturer or operator of individual software, Credit Suisse assists you with specifications, best-practice information, and testing options when implementing Swiss payment formats and channels.

Best practice guide

This guide describes the best practices for using payment transaction solutions between your software and Credit Suisse.

15/11/2022

Specifications

ISO 15022

Credit Suisse uses its own trigger tags and extended product codes in the MT94x reporting formats to categorize the included information.

Credit Suisse has prepared its own specifications and recommendations for implementing ISO 20022 in order to further refine the Implementation Guidelines for Switzerland and Common Global Implementation (CGI). You can find the respective documents on the Swiss and CGI market practices in the list below.

ISO 20022 Version 2009/2013 – Market Practice Switzerland (SPS)

ISO 20022 Version 2009 – Market Practice worldwide (CGI)

ISO 20022 Version 2019 – Market Practice Switzerland (SPS)

ISO 20022 Version 2019 – Market Practice worldwide (CGI)

ISO 20022 Test Platform

Credit Suisse offers a simple and extensive test platform to support our clients and software partners in the Swiss financial market in making an effortless migration of payment standards. Our test platform provides simulation and extensive analysis opportunities (e.g. advanced error recognition in the XML viewer) so that you can ensure that all of your payment requirements will be met after migrating to the new ISO 20022 payment standard.

Compatible software for payment transactions

This list includes all the financial and cash management software solutions that you can use to exchange payment transaction files with Credit Suisse. The functions offered differ depending on the channel and the financial software.

15/11/2022

News

Reporting formats for migration from BESR to QR-bill

  • Which type of QR-bill leads to which camt.05x?
  • What files will I receive in the parallel phase for BESR and QR-bill?
  • Can I switch from BESR to QR-bill without notifying Credit Suisse?

Migration from EBICS 2.5 to 3.0

Credit Suisse Direct Link is EBICS 3.0 capable; the migration from EBICS 2.5 can begin. This article lists the requirements for conversion, the conversion process, the consequences of conversion, and other information for you as a software manufacturer:

Non-backward-compatible migration Swiss Payment Standards 2022

What needs to be noted when migrating to the Swiss Payment Standards as of November 2022? What documents and tools are available to me?

October 2022

  • Formats: Swiss Payment Standards (SPS) release notes as of November 2022
  • Formats: New camt.053 and introduction of ISO version 2019
  • Optimize your QR-bill: eBill and invoicing information
  • The main takeaways from the Credit Suisse September 2022 software partner event

May 2022

  • Reporting formats for the conversion from bank payment slips with reference numbers (BISR) to QR-bills

March 2022

  • Changes and updates to the Swiss Payment Standards
  • For the sake of your hotline: Urgent communication regarding migration to the QR-bill in the near future
  • Conversion process from EBICS 2.5 to 3.0
  • Reference between camt.053 and camt.054
  • Elements for regulatory reporting

December 2021

  • Invoicing: Payment slips to be replaced by QR-bills in Q1 2022
  • pain.001: Successful contact details, please also in SPS 2022
  • pain.001: Credit Suisse Message Implementation Guidelines
  • ISO 20022 Test Platform: Format tests now also using EBICS 3.0

October 2021

  • Key takeaways from Credit Suisse Software Partner Event 2021
  • eBill is the trend
  • Regulatory reporting mandatory for more and more countries

July 2021

  • Swiss Payment Standards 2022 published
  • Best practice guide for Swiss Payment Standards 2022
  • Release notes for Swiss Payment Standards 2021 and regulatory reporting
  • Additional information about EBICS 3.0

April 2021

  • Planned updates to Swiss Payment Standards 2022
  • Credit Suisse CGI specifications for pain.001

February 2021

  • Abolition of payment slips as of September 30, 2022 – supplementary points for migration
  • Major version of the Swiss payment standards 2021
  • New version of the Implementation Guidelines for QR-bill
  • Further schedule for payment transactions in Switzerland
  • Integration of NEUE AARGAUER BANK into Credit Suisse