The Balance Optimizer is a type of intelligent standing order. With just a few settings you define the rules to assist you with account management.
For example, as of the effective date (such as at month-end or payday) you can have the balance consolidated in your main account via automatic transfer so that the required payments (such as payroll, loan repayments) can be made.
Issue the request directly in online banking. Your relationship manager will set it up in the next step and handle the rest for you.