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COVID-19 bridging credit facility – apply now

Credit Suisse is here for you in this challenging time. As the leading Bank for Entrepreneurs, we have worked with the federal government and other banks to develop a guarantee program to provide rapid and straightforward support for Swiss companies affected by the coronavirus pandemic.

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Which types of credit facility are available?

The Emergency ordinance on the granting of credits with joint and several federal guarantees adopted by the Swiss Federal Council on March 25, 2020, provides businesses affected by the consequences of the coronavirus crisis with guaranteed bridging credit facilities of up to 10% of their turnover, or a maximum of CHF 20 million.

How do I get a COVID-19 CREDIT?

All clients wishing to apply for a bridging credit facility of less than CHF 500,000 must complete the corresponding form. 

The granting of a COVID-19 CREDIT is usually completed within a few hours. The entire credit amount will then be transferred to your account. The status of the application can be viewed at any time in online banking. If you do not have an online banking agreement, we will inform you in writing about the payment of the credit facility.

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Application process in detail:

This option should only be used by clients without online banking.

  1. Complete and sign the form according to signatory rights with the bank (select Credit Suisse (Switzerland) Ltd. in the "Bank" field)
    In addition: Don't forget to enter the credit amount you wish to receive at point 3 in the line below block 1 and 2.
  2. Scan or take a photo of the form 
  3. Please send the form to your client advisor as an attachment. 
    • If you do not have a personal client advisor, please use the following email address: KMU.Massnahmenpaket@credit-suisse.com Due to the high demand, delays are to be expected when applying in this way.
    • If you have (technical) problems with the covid19.easygov form (DE), please contact SECO
    • For rejected loans: Please contact your client advisor directly for any queries
  1. Open a banking relationship online
  2. Wait for confirmation of account opening and the IBAN number (within a few days) 
  3. Complete and sign the form according to signatory rights with the bank (select Credit Suisse (Switzerland) Ltd. in the "Bank" field)
  4. Scan or take a photo of the form
  5. Please send the form to your client advisor as an attachment. 
    • If you do not have a personal client advisor, please use the following email address: KMU.Massnahmenpaket@credit-suisse.com Due to the high demand, delays are to be expected in applications using this route
    • If you have (technical) problems with the covid19.easygov form (DE), please contact SECO
    • For rejected loans: Please contact your client advisor directly for any queries

How do I get a COVID-19 CREDIT PLUS?

All clients wishing to apply for a bridging credit facility of over CHF 500,000 must first apply for a COVID 19 CREDIT before an application for a COVID-19 CREDIT PLUS can be submitted. 

We will inform you through the usual channels about the next steps for granting a credit facility.  COVID-19 CREDIT PLUS is usually granted within a few days.

Application process in detail:

  1. Complete and submit the application for a COVID-19 CREDIT (see above)
  2. Complete and sign the form (link govt) for a COVID-19 CREDIT PLUS according to signatory rights with the bank (select Credit Suisse (Switzerland) Ltd.  in the "Bank" field)
  3. Please send the form to your client advisor as an attachment.
    • If you do not have a personal client advisor, please use the following email address: KMU.Massnahmenpaket@credit-suisse.com. Due to the high demand, delays are to be expected in applications using this route.
    • If you have (technical) problems with the covid19.easygov form (DE), please contact SECO.
    • For rejected loans: Please contact your client advisor directly for any queries.

Questions and answers

The most important questions concerning the bridging loan facilities COVID-19 CREDIT and COVID-19 CREDIT PLUS can be found below.

  • My company is not entered in the Commercial Register; can I still submit an application?

  • If I have applied for a COVID-19 CREDIT, can I still apply for COVID-19 CREDIT PLUS a month later?

  • I am a sole trader; can I pay my own salary with the loan?

  • How long does the guarantee program run? When is the last opportunity to apply for a loan?

  • Can I apply for a loan both from Credit Suisse and from another bank?

  • If my application is approved, will I get a loan or an overdraft?

  • Will the bank charge any other fees?

  • What kind of companies can apply for the bridging credit facilities?

  • Will the banks themselves earn money by granting the loans?

Further information

Information from the federal government, available in German, French or Italian: covid19.easygov.swiss

 

Credit Suisse (Switzerland) Ltd.