Seize market opportunities. Long-term benefit with fund investments.
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Seize market opportunities. Long-term benefit with fund investments.

Market corrections create uncertainty, but they always present opportunities as well. In the current environment of low interest rates, holding onto cash is not an alternative to investing. Investments in Credit Suisse fund investments make it possible to both save and generate return. Read how funds can help you seize opportunities in the financial markets with little effort and optimize your asset management.

Credit Suisse fund investments – the best solution in challenging markets

With volatile prices and bad news for the markets, many people are getting spooked. Such concern is unfounded, though, since anyone who invests over the long term using the right strategy can effectively reduce these price risks. In today's environment of low interest rates and stable inflation, however, not investing cash means losing money. It's nearly impossible to generate returns on savings interest alone nowadays.

Private investors should keep their cool, though, and do some research before jumping into the markets. After all, investing is fraught with countless myths. For instance, timing is just one small part of investing successfully, since you will never find the "best moment" to start a successful long-term investment. This means it doesn't pay off to play the waiting game. So, the right approach to investing is: "Today is better than tomorrow."

With its fund solutions, Credit Suisse offers different products to help you with the complex tasks of setting up and monitoring your portfolio. Whether you are saving up for your long-term dream, looking for stable performance, or want the largest dividend payouts possible, Credit Suisse has the right investment product for your needs and goals.

Equity-based fund investments offer larger returns than cash

Fund investments pay off in the long run – because equities perform better than cash  

Long-term performance of cash and select equity markets

 

The fund for investors interested in steady income

With Credit Suisse (CH) Interest & Dividend Focus, you benefit from the investment fund's focus on securities that offer above-average income as well as global diversification. By tapping into various sources of returns and high-dividend securities, you can achieve consistent and stable dividends each quarter.

Benefits of Credit Suisse (CH) Interest & Dividend Focus:

  • Combines the comprehensive investment background of Credit Suisse with the expertise of external fund managers 
  • Globally diversified across various asset classes, regions, instruments, and currencies
  • Ongoing risk monitoring and control
  • Consistent income through dividend-yielding stocks
  • Available investment strategies: Yield, Balanced, Growth
  • Currency: CHF, EUR (EUR are share classes hedged against CHF)

Risks
There is no guarantee that losses can be avoided or that investment objectives will be achieved. Foreign currency exposure may influence portfolio performance. Portfolio performance depends on the investment decisions of Credit Suisse. Historical performance indications are no guarantee for current or future performance.

overview of the credit Suisse interest & dividend focus fund

Overview of the Credit Suisse Interest & Dividend Focus fund  

Portfolio composition and expected risk/return for medium risk profile

 

The fund for investors focused on Switzerland – invest like a pension fund

Credit Suisse (CH) Privilege focuses on Switzerland. This actively managed fund is primarily held in Swiss francs and mainly invests in Swiss securities. From this large investment universe, specialists choose the most suitable instruments – just like major pension funds. This allows you to enjoy the high quality of Swiss investments while also obtaining access to products typically reserved for institutional investors.

Benefits of Credit Suisse (CH) Privilege:

  • This actively managed fund primarily invests in individual investments and mainly in securities from Swiss issuers
  • Focus on sustainable investments and ESG
  • Ongoing risk monitoring and control
  • Invest as securely as with a pension fund
  • Available investment strategies: Privilege 35, 45, and 75
  • Currency: CHF

Risks
There is no guarantee that losses can be avoided or that investment objectives will be achieved. Foreign currency exposure may influence portfolio performance. Portfolio performance depends on the investment decisions of Credit Suisse. Historical performance indications are no guarantee for current or future performance.

Credit Suisse (CH) Privilege Funds

Direct comparison of investment strategies

 

Privilege 35 B

Privilege 45 A

Privilege 75 B

Investment style

Defensive

Balanced

Aggressive

Equity component

20% to 45%

25% to 50%

50% to 80%

Expected risk

5.4%

6.8%

11.1%

Expected return

2.9%

3.6%

5.2%

Net performance for 2019 calendar year

10.08%

12.36%

N/A

Distribution

None, income is reinvested

Yes

None, income is reinvested

Overview of credit Suisse ch privilege fund

Overview of Credit Suisse (CH) Privilege fund

Portfolio composition and expected risk/return for medium risk profile

The fund with access to the professional investment background of Credit Suisse

The Credit Suisse (Lux) Portfolio Fund builds on the cumulative investing expertise of Credit Suisse and offers comprehensive implementation of the bank's asset management skills as its flagship fund. Under the successful leadership of the same asset manager for the past 20 years, an experienced team actively manages the invested assets in a globally diversified portfolio geared toward long-term growth. The epitome of Swiss stability.

Benefits of the Credit Suisse (Lux) Portfolio Fund:

  • It uses Credit Suisse's systematic investment process
  • Globally diversified across various asset classes, regions, instruments, and currencies
  • Ongoing risk monitoring and control
  • Available investment strategies: Yield, Balanced, Growth
  • Currency: CHF, EUR, USD

Risks
There is no guarantee that losses can be avoided or that investment objectives will be achieved. Foreign currency exposure may influence portfolio performance. Portfolio performance depends on the investment decisions of Credit Suisse. Historical performance indications are no guarantee for current or future performance.

Overview of the credit Suisse lux portfolio fund

Overview of the Credit Suisse (Lux) Portfolio Fund  

Portfolio composition and expected risk/return for medium risk profile

 

Fund investment combining savings and returns: The Investment fund savings plan

In periods of persistently low interest rates, an attractive alternative to a savings account is the Investment fund savings plan. It combines long-term savings with investment and thus yields better performance. The ideal solution for ensuring your retirement provision or for fulfilling a long-cherished dream – whether that means owning a home or a trip around the world.

Benefits of the Investment fund savings plan:

  • Systematic wealth accumulation in accordance with your own means
  • Invest simply, transparently, and cost-effectively
  • Attractive return opportunities because, in the long term, investment funds mostly outperform the interest income from a savings account
  • Market risk is minimized through broad diversification in an investment fund
  • Regular deposits reduce the risk of investing at the wrong time

Risks
There is no guarantee that losses can be avoided or that investment objectives will be achieved. Foreign currency exposure may influence portfolio performance. Portfolio performance depends on the investment decisions of Credit Suisse. Historical performance indications are no guarantee for current or future performance.

The mandate solution with large dividend payouts

Mandates that use a dividend payout strategy allow you to obtain steady, robust income while also building up your assets over the long term. This solution actively combines traditional bond/equity strategies with high-yield asset classes like real estate in one innovative asset allocation. As such, payout mandates generate consistent income that can either be paid into a separate account or immediately reinvested, if requested. Ideal for anyone who wants to live off their savings without touching it or who wants to use additional income to cover any capital gaps.

Benefits of a private mandate:

  • Actively managed and broadly diversified portfolio
  • Consistent income
  • Focus on your wealth accumulation
  • Active monitoring of investment opportunities based on the Credit Suisse House View
  • Experienced portfolio managers balance dividend payouts, risk, and return
  • Independent risk management at various levels

Risks
There is no guarantee that losses can be avoided or that investment objectives will be achieved. Foreign currency exposure may influence portfolio performance. Portfolio performance depends on the investment decisions of Credit Suisse. Historical performance indications are no guarantee for current or future performance.

Overview of the mandate solution for asset management

Overview of the mandate solution for asset management  

Portfolio composition and expected risk/return for medium risk profile

 

Discover opportunities with Credit Suisse fund investments and benefit over the long term

To make your financial dreams a reality, you need a solid investment solution tailored to your needs. Competent advice will help you find the option perfectly suited to you, including your starting capital, your time horizon, and your risk tolerance. With Credit Suisse fund investments, you can seize opportunities by tapping into exciting potential returns and benefiting from comprehensive expertise.

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