Legal Notes External Email Disclaimer

External Email Disclaimer

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Preliminary Confirmation/ Valuation Statement Disclaimer:

Errors and Omissions excepted: This is not an official Credit Suisse AG confirmation / valuation statement and it is provided for information purposes only. The terms contained in any official Credit Suisse AG confirmation and statement will supersede any conflicting information herein.

Investment Disclaimer:

The information herein is for the recipient's information only and is not an offer or invitation to sell or to buy any securities. It was obtained or derived from sources that we believe are reliable, but while reasonable care has been taken to ensure that stated facts are accurate and opinions fair and reasonable, Credit Suisse AG does not represent that it is accurate or complete and it should not be relied upon as such. All opinions expressed and facts referred to herein are subject to change without notice. Credit Suisse AG provides no guarantee with regard to the content and completeness of the information herein and does not accept any fiduciary obligations or liability for losses which might arise from use of this information. This material is not for distribution to retail clients and is directed exclusively at Credit Suisse’s wholesale clients. Moreover, any investment or service to which this material may relate will not be made available by Credit Suisse AG to such retail clients.  The price of investment instruments can and do fluctuate, and any individual instrument may experience upward or downward movements, and under certain circumstances may even become valueless. There is an inherent risk that losses may be incurred rather than profit made as a result of buying and selling securities. Past performance is not a guarantee of future results. Investors should make their own appraisal of the risks and should consult to the extent necessary their own legal, financial, tax, accounting and other professional advisors, to ensure that any decision made is suitable with regards to their circumstances and financial position. Unless stated otherwise, please refer to the Schedule of Charges and Sales Disclosure – Section C: Sales Disclosure Notice on sales related information including information on conflicts and monetary benefits received by Credit Suisse AG and/or any of its affiliates for distributing an investment product to you.

In Australia, Credit Suisse Group entities, other than Credit Suisse AG, Sydney Branch, are not authorised deposit-taking institutions for the purposes of the Banking Act 1959 (Cth.) and their obligations do not represent deposits or other liabilities of Credit Suisse AG, Sydney Branch. Credit Suisse AG, Sydney Branch does not guarantee or otherwise provide assurance in respect of the obligations of such Credit Suisse entities. An investor is exposed to investment risk including possible delays in repayment and loss of income and principal invested.

Personal Information:

Information collected by Credit Suisse may contain personal information. Please refer to our privacy policy Australian Privacy and Credit Reporting Policy for information about how we handle your personal information, your rights to seek access to and correct personal information, and how to complain about breaches of your privacy by Credit Suisse. If you do not wish to receive these emails please reply to the sender with the word 'unsubscribe' in the subject field.

If you have any queries/objections relating to the receipt of marketing materials from us, please email

Benchmark Reform and the end of LIBOR:

Where a transaction or product references LIBOR, the benchmark will permanently cease or become non-representative immediately after either 31 December 2021 or 30 June 2023, in accordance with the UK Financial Conduct Authority announcement dated 5 March 2021 (“FCA Announcement”). For more details, please refer to the FCA Announcement and Credit Suisse’s website on IBOR. Accordingly, prior to your entry into such transaction or purchase of such product, certain events which may, amongst other things, impact the value of the transaction or product, or result in the spread or other terms of the transaction or product to be adjusted over the life of the transaction or product, as determined by Credit Suisse in its sole discretion or any other counterparty, as the case may be, may have already occurred. In certain circumstances, such events may result in the early termination of the transaction or product becoming necessary.

This does not constitute legal advice and should not be considered an explanation of all relevant risks and issues. You are hence advised to carefully consider the risks associated with the transaction or product relating to the permanent cessation or non-representativeness or reform of the benchmarks referenced in the transaction or product with your own legal advisors and any other advisors you deem appropriate.

You may also wish to consider other investment alternatives which do not reference LIBOR. The risk level may change depending on the specific alternatives chosen.